Are you tired of wearing glasses or contacts? Are you considering Lasik surgery but worried about the cost? We’ve got your back! In this blog post, we will dive into what insurance covers Lasik and how to navigate through the intricacies of insurance policies. Say goodbye to blurry vision and hello to a world without glasses – let’s get started!
Types of Lasik Eye Surgery
There are three main types of Lasik surgery: open-angle, traditional, and laser-assisted. Each has its own set of benefits and drawbacks, so it’s important to choose the type of Lasik that’s right for you.
Open-Angle Lasik Surgery
Open-angle Lasik is the most common type of Lasik surgery and is performed with a small telescope on the front of the eye. This method allows more accurate placement of the laser than other types of Lasik surgery. Open-angle Lasik can be done on either eyes independently or as a combination procedure where one eye is treated first and then the second eye is treated later.
Advantages of open-angle Lasik include:
The procedure is easy to do at home with a few simple steps.
There are no restrictions on how much you can read or work in daylight hours after your surgery.
Open-angle Lasik may be less expensive than other types of Lasik procedures. However, there may be additional costs associated with glasses or contacts.
What Insurance Covers Lasik?
There are a few different types of insurance that will cover your procedure with Lasik. Some general types of insurance that may cover the cost of your surgery include medical insurance, workers’ compensation, and personal injury protection.
Some specific policies may also cover lasik procedures, such as vision insurance or travel health insurance. It is important to check with your policy provider to see if lasik is covered and what the coverage limitations may be.
Who is Eligible for Lasik Surgery?
Lasik surgery is a great option for people with good vision who want to improve their vision. The procedure is done on an outpatient basis and many insurance companies cover the cost. Patients should familiarize themselves with their policy prior to surgery in order to be sure they are covered. Many people find that they are eligible for Lasik even if they do not have coverage through their employer or health insurance.
There are a few things that people need to keep in mind before scheduling the surgery: first, make sure you have a valid prescription for glasses or contact lenses. Second, be aware that some Lasik clinics only accept patients who have had extensive eye examinations by an optometrist or ophthalmologist in the past. If you do not meet these requirements, you may be able to get the procedure done at a less expensive clinic.
Finally, be aware that some insurance companies only cover part of the cost of Lasik surgery, so it is important to speak with your insurer about your specific situation before signing up for surgery.
How Much Does Lasik Cost?
There is no one answer to this question since the price of lasik ranges from just under $1,000 to over $15,000. However, most insurance companies generally cover lasik surgery when performed by an authorized healthcare professional. There are some exceptions, so please check with your insurance provider before scheduling your surgery.
Another factor that affects the price of lasik is where you live. The cost of lasik surgery can vary significantly depending on where you live. For example, a Lasik treatment in Los Angeles might cost more than one in New York City. The reason for this is that there are multiple surgeons in each city who offer lasik services and the costs of equipment and medications vary from city to city.
Is There a Downside to Lasik Surgery?
There is a general perception that lasik surgery is a simple, low-risk procedure with few potential down sides. However, lasik surgery does have some potential side effects that patients should be aware of. These side effects can range from mild to severe and can vary depending on the individual’s specific circumstance.
While most people experience minimal side effects from lasik surgery, there are a few cases where complications can occur. Some of the more common side effects include:
– Eye pain or discomfort
– Dry eyes
– Blurred vision
– Headache
– Redness or irritation around the eyes
Conclusion
Lasik surgery can be a costly procedure, so it is important to know what insurance covers it. Some health insurance plans may only cover partial lasik procedures, while others might fully cover the cost of the surgery and more. If you are unsure whether your plan will cover lasik, speak with a representative from your insurer to find out more information.
