Teeth whitening and microneedling are two of the most popular cosmetic treatments out there for those looking to improve their smile and/or skin. But what most people don’t know is that, if you have the right insurance plan, you may be able to get some or all of these treatments covered.
So if you were wondering what insurance covers teeth whitening and microneedling, this blog post will answer your question. We’ll discuss which types of insurance policies may provide coverage for these treatments, as well as how to find out if your particular plan does. Read on to learn more!
Insurance companies that cover teeth whitening
There are a number of insurance companies that cover teeth whitening and microneedling procedures. Some of the most popular insurers include Aetna, Cigna, Delta Dental, and United Healthcare.
These insurance companies all offer coverage for teeth whitening and microneedling procedures. Coverage varies from insurer to insurer, so it’s important to check with your individual provider to see what is covered under your plan.
Aetna: Aetna covers both in-office and at-home teeth whitening procedures. Coverage is subject to a copayment or coinsurance.
Cigna: Cigna covers in-office teeth whitening procedures. Coverage is subject to a copayment or coinsurance.
Delta Dental: Delta Dental covers both in-office and at-home teeth whitening procedures. There is no deductible or copayment for in-office procedures. For at-home procedures, there is a $50 deductible per year.
United Healthcare: United Healthcare covers in-office teeth whitening procedures. Coverage is subject to a copayment or coinsurance.
Insurance companies that cover microneedling
If you’re thinking about getting microneedling done, you may be wondering if your insurance will cover the treatment. Here’s what you need to know about insurance and microneedling.
Most insurance companies do not cover cosmetic procedures like microneedling. However, some insurance plans may cover microneedling if it is considered medically necessary. For example, if you have a skin condition that is being treated with microneedling, your insurance may cover the procedure.
If you’re not sure whether or not your insurance plan covers microneedling, the best way to find out is to contact your insurer and ask. Be sure to have your policy number handy so they can look up your coverage.
What to do if your insurance company doesn’t cover either procedure
If your insurance company doesn’t cover either procedure, there are a few things you can do. You can try to negotiate with your insurance company or look for another dental insurance provider that does cover the procedures. You can also pay for the procedures out-of-pocket. Keep in mind that teeth whitening and microneedling are considered cosmetic procedures, so they may not be covered by your health insurance.
Conclusion
In conclusion, when it comes to teeth whitening and microneedling treatments, there are many insurance options available. Depending on your particular coverage and the specifics of the treatment that you need, there may be some variation in what is covered and how much you will have to pay out-of-pocket for these two cosmetic procedures.
Be sure to speak with a qualified healthcare professional or an insurance expert before making any decisions about which providers offer the best coverage for your individual needs.
