When it comes to travel, no one knows the route better than a travel agent. But what if you get sick or injured on your trip? Or what if something happens after you’ve already left for your destination? In this blog post, we will explore some of the common things that are not covered by travel insurance. From theft to medical expenses, read on to learn whatnot to expect and how to prepare for such a situation.
What is not covered by travel insurance
Some things that are not typically covered by travel insurance include: incidents that occur while travelling outside your home country, medical expenses not associated with a hospital stay, loss of possessions, and accidents while riding in a car or using public transportation.
What are the most common exclusions
1. Theft or loss of baggage
2. Bad weather conditions that prevent travel
3. Cancellation, curtailment, or change of airline reservation
4. Death of a passenger
How to find out if your trip is covered
There are many things that are not typically covered by travel insurance, such as lost luggage, medical expenses, and cancellations. To find out if your trip is covered, consult your policy’s cover page or contact the insurer. If you have a pre-existing condition or are travelling with a child, consider adding additional coverage.
What to do if your trip is not covered
If you are not covered by travel insurance, there are still a few things you can do to protect yourself. First, always make sure that you have comprehensive insurance that covers all your potential risks. This may include things like theft, medical expenses, and cancellations or delays.
If something does happen while you’re on your trip, be sure to have enough money saved up in case of unexpected costs. You may also want to consider purchasing travel insurance specifically for trip cancellation or delay coverage. Finally, always keep copies of your important documents (like your passport and driver’s license) on hand in case you need them during your trip.
Conclusion
When you’re planning your next trip, it’s important to remember that not everything is covered by travel insurance. In fact, a lot of the risks that can happen when you’re away from home are typically excluded from most policies. This includes things like accidents, theft, and illness. If you’re unsure whether something is covered or if there is any coverage at all for what you’re concerned about, speak to your insurance representative before making your trip plans.
