Introduction
Before you apply for life insurance with MetLife, it’s important to understand the medical questions they will ask. This way, you can be as prepared as possible and know what to expect during the underwriting process. MetLife is one of the largest life insurance companies in the world and have been in business for over 140 years. They have a wide variety of life insurance products to choose from and are a well-known and trusted company.
Metlife’s Life Insurance Underwriting Process
Metlife’s life insurance underwriting process is pretty simple. They will ask you basic questions about your health and family medical history. They may also request additional information, such as a copy of your medical records or a blood and urine sample.
What Kinds of Medical Questions Does Metlife Ask?
When you apply for life insurance with MetLife, they will ask you a variety of medical questions. These questions will help them determine your risk factor and how much your policy will cost. Some of the medical questions you can expect to be asked include:
– Do you have any pre-existing medical conditions?
– What is your current height and weight?
– What is your family medical history?
– Have you ever been diagnosed with any serious illnesses?
– Do you currently take any prescription medications?
How to Prepare for Your Metlife Life Insurance Exam
Your Metlife life insurance exam will consist of a medical and lifestyle questionnaire, as well as a physical examination. Here are some tips to help you prepare:
-Schedule your exam for a time when you can relax and be comfortable. Make sure you have plenty of time so that you don’t feel rushed.
-Be honest on your questionnaire. The more accurate information you provide, the more accurate your quote will be.
-Make sure to disclose any and all medications you are taking, as well as any medical conditions you have.
-Eat a healthy meal and drink plenty of water before your exam. This will help ensure that your blood pressure is where it should be.
-If you smoke, try to refrain from smoking for at least an hour before your exam. This will help improve your results.
Conclusion
If you’re applying for life insurance with Metlife, be prepared to answer some medical questions. In addition to general questions about your health, they may ask specific questions about any pre-existing conditions or medications you’re taking. While it may seem like a hassle at first, providing this information helps Metlife better assess your risk and determine what kind of policy is best for you. So don’t be afraid to answer their questions honestly and openly – it could save you a lot of money in the long run.