Most people use the phone every day. Thanks to cell phones. Talking while driving is an entirely different thing. It’s much more dangerous than people realize. This is something that your auto insurance providers would love you to know. It will save you money on claims and make you more financially ready when you go shopping for auto insurance quotes.
It all starts with the car…
Standard size cars weigh 3000 lb. Death machine. No, seriously. I am not trying to make things worse or use out-of-proportion scare tactics. Every driver on the road knows how to get thousands of pounds of metal, plastic, fuel and other extras from Point A into Point B. Or at least they can convince the DMV. What are the necessary mechanical elements to make an average trip successful? To arrive safely and sound at their destination, a driver must perform many tasks correctly. What number of these actions and reactions are affected if the driver is distracted
You mean, like, oh?, if he is talking on a cell telephone?
Is talking really considered a distraction? It is really something that auto insurers will take the time to talk to with the thousands of drivers who are covered under their umbrella. Talking is a lot like driving. It’s something that a person can do for years, can do manually, and can do while driving a car. You wouldn’t be allowed to drive with passengers if driving alone was enough to cause an accident. Particularly if the passengers are included under the heading “12 and under”.
If you’ve ever tried to argue whether Barney’s purple color was symbolic of him being happy dinosaurs while cruising 65 mph on the Interstate, then you know exactly what I’m talking here.
What’s the catch? Your auto insurance doesn’t take the time to properly
Talking, chatting and even doing business can all be different when a passenger is in your car. If you are a passenger in a car, real people will naturally be more calm and give the driver an alert if they encounter dangerous driving conditions. On the other hand, a person calling you over the phone is totally clueless about your situation. They then continue to relate oh-so interesting information that distracts even the best driver for just that fraction second.
It is possible to distract from the task, but it must be managed. There must be a limit. Studies have shown that cell phones don’t just cross that line; they actually smash it to pieces.
You are not as efficient as you think
Recent studies show that people aren’t as adept at multitasking as they think. Multitasking is a problem for people who try to do multiple things at once. This is regardless of how skilled they are at those tasks.
Auto insurance companies may give you a little more room if Jeff Gordon, Mario Andretti, or The Stig like to have a chat while behind the wheel. They are better drivers at night than most people, so they may be more able to manage a little distraction without crashing into a guardrail or sending their insurance premiums skyrocketing.
How skilled does an average Joe need to be in order to keep you safe on the roads? To be , how many hours must you spend on the road?
It doesn’t really matter. No, really. It. Doesn’t. Matter. You aren’t the only person on the road. Your driving skills won’t save you if someone else is riding a bike through your blind spot. The guy in front of your slams his brakes at the red light. Or any other situation in which you are forced to use those lightning quick reflexes that you constantly try to convince others you have.
Talking, texting, Facebooking, Tweeting, or in any other manner expanding your social horizons, while behind the wheel of a car, these reflexes won’t be enough. You’ll need to look up from the screen and process, then drop the phone, hit brakes, and spin the wheels all at once. There will be an accident. You will need to pay for your auto insurance. There are slim chances that you will find cheap auto insurance rates. Do not do this to yourself.
