Will Insurance Pay For An Emotional Support Dog?

Are you struggling with anxiety, depression, or another mental health condition? Have you considered getting an emotional support dog to help ease your symptoms and provide comfort? If so, one of the first questions on your mind may be whether insurance will cover the cost.

In this blog post, we’ll explore whether insurance will pay for an emotional support dog and what steps you can take to increase your chances of receiving coverage. So let’s dive in and find out!

What is an emotional support dog?

An emotional support dog is a dog that provides companionship and emotional support to people with mental or emotional disorders. These dogs are not trained to perform specific tasks like service dogs, but they must be well-behaved and have a calming effect on their owners. Emotional support dogs can help people with anxiety, depression, post-traumatic stress disorder (PTSD), and other mental disorders.

The benefits of having an emotional support dog

There are many benefits to having an emotional support dog. First and foremost, an emotional support dog can provide companionship and unconditional love. They can also offer comfort and security in times of anxiety or stress. Additionally, they can provide a sense of purpose and routine for those who may feel isolated or depressed. And last but not least, they can be a source of fun and laughter.

How to get an emotional support dog

There are a few things you need to do in order to get an emotional support dog. First, you need to get a letter from a licensed mental health professional. This letter should state that you have a mental health condition and that your mental health professional believes that having an emotional support dog would be beneficial for you.

Next, you need to find a reputable breeder or rescue organization that specializes in emotional support dogs. It’s important to make sure the organization is reputable so that you can be sure the dog will be well-trained and suited for life as an emotional support animal.

Once you have found a reputable organization, they will help you choose the right dog for your needs and provide training if necessary. Once you have your emotional support dog, it’s important to keep up with its vaccinations and routine vet care. You will also need to make sure your home is pet-friendly and that your landlord allows emotional support animals.

Insurance companies that cover emotional support dogs

There are a number of insurance companies that will cover emotional support dogs, as they can be a vital part of treatment for certain mental health conditions. Here are some insurers that provide coverage for ESA dogs:

-Blue Cross Blue Shield
-United Healthcare

If you have an emotional support dog, it’s important to check with your insurance company to see if they offer coverage for ESA dogs. Some insurers may require a letter from a mental health professional in order to provide coverage, so be sure to ask about this when you call.

How much does it cost to have an emotional support dog?

The cost of an emotional support dog can vary depending on a number of factors, including the type of animal, the breed, and the training required. Typically, an emotional support dog will cost between $500 and $1,000.


Insurance coverage for an emotional support dog can vary greatly, so it is important to do your research and discuss your options with a trusted provider. Knowing whether insurance will pay for an emotional support dog can help you make the best decision when it comes to providing yourself or a loved one with much needed comfort, companionship, and assistance. With the right information at hand, this could be life-changing decision that you’re sure not to regret!