Young Drivers Insurance Guide – Back to School Rules That Will Keep Rates Low

There are some things you can do together to ensure you get the best rates when you’re looking for young driver insurance. It is important that your teen follows certain rules when they return to school after summer break. This will ensure that you have more money in your pocket. These are some top tips and rules that young drivers should follow to be the best possible driver.

Safety is the first rule for driving back to school that will reduce insurance costs. It’s exciting to return to school, but that excitement can easily lead to unsafe driving habits. You can reduce the chances of getting into an accident on the roads by being mindful of the right driving habits. Peer pressure is a powerful tool that everyone knows. This force can be amplified when a young driver drives a 2000-pound vehicle.

A second rule you can use to lower your insurance rates for young drivers is to ensure that your young driver complies with all applicable laws in your state regarding vehicle occupancy. There are strict laws in place that restrict the number of persons under 21 who can ride in your car with your teen depending on their age. These laws were put in place to reduce distractions that teens may experience behind the wheel. To find out which laws govern your state, it is a good idea to consult an insurance professional in your area.

A good emergency plan is the third rule to help your teen get back to school in case of a flat tire or other mechanical issue with their car. Your teen should have all the tools necessary to deal with an emergency without the help of someone. They should at least have a cellphone so that they can call you for assistance. If you want to really prepare them, it is best to show them how to manage small tasks like changing a flat or filling up the car with the right amount.

To keep young drivers’ insurance rates low, teens should focus on their grades. Students between 16 and 25 years old can get discounts if they maintain a minimum of a B in school. This is an example of how teens can put in a lot of effort to get instant rewards. Parents may be best to let their child drive if they have good grades.

Your teen driver will likely drive the same way as you. Your chances of your teen driver being an accident-free driver increase if you have excellent driving habits. You and your teen can reduce your insurance rates by taking defensive driving classes. It is better to be prepared than reactive when it comes to your responsibility to your teen and to other motorists. When it comes to your child’s safety, make sure you are following the best back-to school rules.