Can You Change Health Insurance Mid Policy?

Are you currently covered by health insurance, but you’re not happy with the policy? Maybe you have a pre-existing condition that makes you ineligible for some of the coverage offered. Or maybe the premiums are just too high. In any case, it may be worth considering whether you can change health insurance mid-policy. Here are […]

What Is Cash Surrender Value Of Term Life Insurance?

Cash surrender value of term life insurance is the amount that the policyholder can receive by surrendering the policy. This value will be based on the age of the policyholder, the term of the policy, and whether or not the policy is fully insured. What is Cash Surrender Value (CSV) of Term Life Insurance? Cash […]

How Is An Employer Taxed On Split Dollar Life Insurance?

When you buy a life insurance policy, you’re probably thinking about the benefits it will provide in the event of your death. But what about if you pass away while employed by your employer? Do they have to pay taxes on the policy? The answer is surprisingly complicated, and depends on a few factors. In […]