Author Archives: Admin

Your National Insurance Number (NIN) is an essential piece of information that you’ll use throughout your working career. Protect it at all costs to avoid future complications! Checking your National Insurance Number online using HMRC’s app and Personal Tax Account is the simplest and quickest method. However, postal requests will take several days. Online Finding […]

As much of the nation faces natural disasters, property owners need to understand how their insurance settlements will impact taxes. Luckily, casualty losses for rental properties are tax deductible – with deductible losses equaling adjusted basis less salvage value. This includes rental property damaged in an act of nature or stolen from its location; however, […]

Florida law mandates proof of insurance when registering vehicles in the state, and many lenders and lien holders require full coverage policies when financing vehicles. Typically, minimum state requirements include $10,000 of property damage liability (PDL). This covers other drivers’ car expenses in an accident caused by you. What is the Minimum Requirement? Florida car […]

Americans pay various health insurance premiums depending on where they reside and if subsidies help to reduce the cost. Individuals and families who obtain health insurance through an employer typically share in the cost of premium payments; this amount is divided between employees and employers, though workers also face expenses such as deductibles and copays. […]

No matter whether it is offered through your employer or purchased independently, many factors should be taken into account when purchasing dental coverage, such as deductibles, co-pays and annual coverage limits. Most dental insurance plans cover preventive services like cleanings and exams with limited or no out-of-pocket costs; these plans differ from medical expense plans […]

Costco Optical provides affordable eye exams and services, including accepting major vision insurance plans such as VSP, EyeMed, Davis Vision, NVA, FEP BlueVision MES Vision Network United Healthcare/Spectera Vision Network. Costco and MESVision have joined forces to provide vision benefits to its employees. This coverage may help cover costs related to exams, glasses, or contacts. […]

Amica provides a wide selection of home insurance policies. These policies cover dwelling coverage that protects against damage to the dwelling itself; personal property coverage that protects belongings from being stolen; liability coverage to protect against lawsuits against you or anyone you insure; as well as additional living expense coverage. Amica Mutual is a mutual […]

Driving safely and following traffic laws are key components of everyday life, yet following them can lower car insurance rates significantly. We analyzed data from 13 insurers to understand how different violations impact drivers and what steps can be taken after being ticketed in order to lower insurance rates post ticket. 1. Speeding Driving over […]

Car insurance is required by most states and purchasing coverage is an easy way to avoid expensive penalties. When conducting regular traffic stops, police officers can easily run your license plate to instantly check coverage status. Cops use various strategies to ensure drivers comply with state laws. Read on to understand how they can tell […]

Once your teen obtains their learner’s permit, you may wonder whether or not to add them to your car insurance policy. Most insurers do not charge extra if a learner driver uses your car regularly. Before hiring someone with a permit, it is wise to compare quotes. Here are some helpful hints and strategies for […]