Author Archives: Admin

Most states mandate car insurance in order to drive legally. If you don’t carry coverage when operating someone else’s car, fines, license suspension and even imprisonment could follow. NerdWallet writers are subject matter experts who conduct both primary and secondary research to answer your queries. We draw our data from expert interviews, government websites and […]

Homeowners insurance provides financial security in case of unexpected events like fire. To determine what coverage is appropriate, it’s essential to understand all available policy types, limits and deductibles. Policies generally cover damage to your house and belongings as well as injuries sustained on your property, along with liability coverage if anyone gets hurt on […]

North Carolina businesses must purchase workers’ comp insurance. This policy protects employees against injuries sustained on the job and occupational diseases contracted at work; it excludes injuries that occur as part of their regular duties and are caused by routine events, like routine events happening while performing an employee task that they regularly complete. Corporate […]

Short-term medical insurance plans offer temporary health coverage that are lightly-regulated, noncompliant with Affordable Care Act guidelines, and provide limited benefits at higher costs. They’re generally offered across most states. If you’re considering purchasing a short-term plan, be sure to read all of its fine print before making your decision. Furthermore, research the insurer and […]

At least one out of every four 20-year-olds should expect to become disabled for at least one year before retirement age. Individual disability policies provide essential protection to your financial stability and the lifestyles of those you rely on. Long-term disability insurance may be expensive, but it could save you from the strain and anxiety […]

Comprehensive insurance can often depend on both the value of your car and where you live, for instance if there are frequent weather-related disasters or high car theft rates in your area, then additional cost could be worth paying out for. Comprehensive insurance typically pays to repair or replace your vehicle minus an insurance deductible. […]

Wisconsin requires all drivers to maintain certain amounts of car insurance. This includes liability coverage that pays for damage you cause to other parties’ properties if an accident occurs and uninsured motorist coverage in case an uninsured motorist hits them while driving. Collision and comprehensive policies offer additional coverage options that help ensure the actual […]

No matter your size or scope of business, construction sites present numerous risks. Therefore, all contractors should carry a wide variety of policies to protect themselves and their work sites. This typically includes both commercial and contractor general liability coverage as well as business interruption coverage. You can often save money by opting for an […]

Amica was established as a mutual auto insurer in 1907 and offers car, home, life and other policies in the United States. They consistently receive top ratings from both customers as well as industry watchdogs like J.D. Power and WalletHub. Amica’s term life policy doesn’t require a medical exam and comes with the option to […]

An Assignment of Commissions contract allows producers to trade off selling their own book of business for more of a stable paycheck and support from an agency or MGA. As part of an override arrangement, they generally reimburse their upline with a certain percentage back – this may include office space rental fees and marketing […]