Author Archives: Admin

TENS units are portable electrical stimulators used to stimulate nerve fibers and relieve pain by sending electrical pulses through electrode patches attached to the skin, sending electrical pulses that stimulate nerve endings to help promote healthy nerve communication and relieve symptoms such as muscle spasms or promote natural healing processes. Patients often try traditional pain […]

As an independent psychologist or working for a clinic, any claim of negligence can be costly. Psychologist insurance provides significant financial protection against the risk of lawsuits and associated costs. Legal expenses, income losses and monetary judgments can all be covered with legal liability coverage. Cyber Insurance policies also exist to protect against data breaches […]

Car insurance rates in Connecticut tend to be higher than national averages, depending on a variety of factors such as your age, location, coverage level and driving history. Insurance providers use this information when creating their quotes for coverage. Drivers with poor credit will pay significantly more for comprehensive car coverage; just one DUI could […]

New Hampshire and Virginia are the only two states without mandated auto insurance requirements, though that doesn’t exonerate drivers from liability; instead, those opting out must demonstrate they can cover costs should an accident happen. Most states mandate at least some minimum level of liability coverage, with some also mandating personal injury protection and uninsured/underinsured […]

Home warranties are service contracts that provide coverage for repairs or replacement of appliances and systems in your house due to normal wear and tear, such as due to severe weather or vandalism. Unfortunately, they won’t protect against perils such as this though. Most lenders require homeowners insurance and most homeowners purchase a home warranty […]

As any North Carolinian paying insurance policies knows, traffic tickets can quickly accumulate – especially in Raleigh-Durham area. My team and I frequently work with law enforcement officers and prosecutors in order to reduce or dismiss tickets as quickly as possible. However, many do not realize that SDIP points can also have an effect on […]

Title insurance costs can be one of the more perplexing line items on a closing cost worksheet, yet getting an approximate idea of their costs should not be difficult. This article will help you gain an understanding of how TRID-regulated disclosures such as Closing Disclosure and Loan Estimate are calculated so you can shop around […]

Credit card travel insurance is an invaluable perk for frequent travelers, offering cancellation/interruption coverage, rental car collision damage waiver insurance and luggage delay/loss coverage among other benefits. Discover decided to discontinue its travel insurance benefit as well as additional card extras like extended warranties and purchase protection in 2018, but other card issuers still provide […]

Homeowners insurance is an invaluable tool, yet some issues still occur that don’t seem covered. A common example involves stucco damage caused by water, particularly around doors and windows. Are Homeowners Insurance Policy Cover Damage? It depends on several factors. First and foremost is whether or not the damage occurred as a result of an […]

Insurance holding companies must disclose various information to state regulators, including details on each insurer within their system’s financial condition and management as well as details about any material agreements or transactions between insurer and affiliates (e.g. asset sales/purchases, loans, dividends/distributions to shareholders/pledge of stock). ALIGNED can connect you with a commercial insurance expert who […]