Author Archives: Admin

The Cost of Having Professional Indemnity Insurance Vs Not Having Coverage

What kind of IT services are you providing? Are you a website developer, an IT&T project manager, software developer, or a provide IT&T support services? Or perhaps you are IT&T Consultant or Contractor? It doesn’t matter what profession you are, there is an expectation that you will provide accurate advice. There are always mistakes and […]

Director’s and Officer’s Insurance Coverage – The Basics

There is a sharp rise in lawsuits against corporate officers, and those who sit on boards of corporations, for both profit and tax-exempt purposes. Towers Watson’s 2011 study found that nearly 7 in 10 publicly traded companies were involved in shareholder lawsuits against the Board of Directors within the past ten years. Private companies weren’t […]

How Copyright Protection Works in the IPR and Entertainment Industry

Copyright refers specifically to laws that protect the rights of creative works from their original creators and subsequent legal owners for a set period. An industrial patent protects inventions or designs of tangible objects. A copyright, however, is not the same as one. Instead, copyrights relate to intellectual property, music, books, art, films and technology […]

Shop Insurance And Reading The Riot Act To Your Business Insurance Company

After witnessing in horror the riots, civil disturbances that broke out like wildfire in many British cities in 2011, businessmen and women now wonder if their property and premises are covered under their existing business insurance policies. Many shopkeepers and traders in the UK who were displaced by the riots of last year have not […]

Commercial Insurance Distribution Channels on the Internet

You would have never heard of the Internet distribution channel if you had worked in the UK Insurance industry twenty years ago, or anywhere else in this world, except in idle chatter among the IT department boffins, analysts, and employees in the company cafeteria. The two major distribution channels for moving insurance products to market […]

Protect Your Restaurant Business With The Right Insurance

A restaurant owner must be able to manage the business and anticipate potential risks. Unexpected circumstances and catastrophes can cause losses, including earthquakes, hurricanes and tornadoes, malicious damage, arson, rioting, and fire breakouts caused by electric short circuit. Restaurant insurance provides financial support to restaurant owners when things go wrong. There are many insurance products […]

Insurers Use a Variety of Key Tools When Assessing the Financial Stability of a Potential Account

Most insurance underwriters can determine the risk quality for small and medium-sized businesses by looking at key factors like loss history, location and years in business. Revenues, management qualifications and accounting information are all important. For complex risks, such as those with revenue in the tens of millions or more, ratio analysis is required. The […]