Author Archives: Admin

Understanding your auto insurance policy is key to determining if you are properly insured. It is important to understand the components of your car insurance policy and how they relate with your financial protection. In all states except for New Hampshire, vehicle owners are required by law to carry a certain amount of insurance coverage to register and […]

American families can find car insurance to be quite expensive. Rates can vary depending on your vehicle’s make and model. According to Bankrate’s 2021 study on annual premiums, the average cost of car insurance is $1674 for full coverage. This is based upon the cost of insuring a 2019 Toyota Camry. A Toyota Tacoma is $1,539 annually […]

Bankrate studies frequently refer to J.D. Power is a source of customer ratings and reviews. Michigan-based J.D. Power is a consumer data and analytics company that has been providing detailed, objective studies on a variety of industries since 1968. A company can be a reliable source of impartial, independent ratings. Although policyholders can often complain, they rarely share their everyday […]

Driving without insurance in Wisconsin is a serious offense. Driving without insurance in Wisconsin is a criminal offense. However, car insurance can provide financial protection. The penalties for driving without insurance in Wisconsin depend on whether you were convicted of any prior offenses and whether you were involved in an accident. Despite the law and consequences, roughly 13% of drivers […]

In a state such as Georgia, where rates can be high, finding cheap coverage can make all the difference. According to Bankrate’s 2021 study on annual quoted premiums, State Farm is the lowest-priced minimum coverage policy for state drivers at $486 per year. Nationwide offers full coverage with a premium that is nearly $800 lower than Georgia’s. […]

Insurance Johns Hopkins University requires all students to have comprehensive health insurance. Students are automatically enrolled in the student health benefits plan at the beginning of each academic year. Students can opt out of the school plan if they are covered by a plan similar to the University’s. International students with F1/J1 visa status must purchase the student health benefit […]

The cost of renters insurance will vary depending on where you live, what coverage you choose, and whether or not you have ever filed any claims. Your credit history can have a significant impact on your rate in many states. NerdWallet’s recent analysis found that renters insurance rates in states with credit rating factors are 83% higher for […]

Farmers Insurance Farmers Insurance was founded in 1928 by John C. Tyler, a California-based partner, and Thomas E. Leavey, a client. The partners started going door to door pitching policies for farmers in order to test their theory. Farmers Insurance Group was born from their fledgling business. It is still based out of Los Angeles. The group includes […]

Perhaps you sneaked into the neighbor’s pool as a child. Maybe you used their junk pile as a fort or jumped on their trampoline. These youthful indiscretions may seem harmless to a child. These acts of rebellion can be a problem for homeowners. Each of these “attractive nuisances” are features on your property that encourage children to […]

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]