Allstate’s Drivewise(r), a program that monitors your driving habits, uses state-of the-art telematics technology. Drivewise uses a mobile phone app to track you as you drive and sends this information to Allstate. This data is used by the company to reward you for safe driving. The best thing? The best part? It’s free, even if your Allstate account is not active! […]
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Prices for home insurance in Richmond, Virginia an average $936/year for a $250K residence This is less than $80 per monthly for coverage. There are many options for homeowners insurance in Richmond, as nearly two-thirds residents own their homes. You may find that $946 per annum is too much for you to afford home insurance. Bankrate’s average rates include higher and […]
It is important to understand the risks that your home could be at risk and how they may impact your homeowners insurance premium. The following factors can affect a homeowners insurance premium: Roof condition Construction of a home Age of your home Cost of replacement Flood risk Marital status Deductible Special ZIP Code Your area has high […]
Based on U.S. Census data, Bakersfield is the largest city in California. It has a homeownership ratio of 59%. Bakersfield’s average homeowners insurance cost is $932 per year for $250,000 of dwelling coverage. This is significantly lower than the national average $13,312. Bankrate has compared top providers based on market share, including premiums starting in 2021, customer service ratings […]
Adult drivers who have a BAC of 0.08 or more are considered driving under the influence in Kentucky. The rules for younger drivers are more strict. A driver under 21 who has a BAC below 0.02 could face a DUI in Kentucky. You could face penalties and increased insurance costs if you are convicted for DUI. A DUI Kentucky conviction […]
Disclaimer: Esurance’s parent company Allstate announced in 2020 that Esurance would be phased out over the next few months. This article could contain outdated information. Although Esurance is owned by Allstate, the two companies have very different business models. Allstate focuses on customer relationships with dedicated agents while Esurance prefers to cater to customers who prefer an […]
Your bank account shouldn’t be drained by auto insurance. Here are some ways to save money and still get the coverage you need. If you own a car, you will be grateful you have car insurance. You don’t need to spend more on insurance than you absolutely have to. By knowing exactly what affects your auto insurance rates, you […]
The best way to save money on your insurance is to make sure you don’t pay for insurance that you don’t use. There is no simple answer to the question of when you should drop collision or comprehensive coverage. It is important to weigh all options and draw up a list of pros. These are some tips to […]
Introduction to Car Insurance Car insurance is a type of insurance that helps protect you financially in the event that you are involved in an accident. It can help pay for damages to your car, medical expenses, and legal fees if you are sued. Car insurance is required by law in most states, and it […]
Many people use Uber without thinking twice about whether or not their insurance will cover them in the event of an accident. But is Uber covered by insurance? The answer is a little complicated. In this blog post, we’ll take a look at how Uber’s insurance policy works and what it covers. We’ll also explore […]