Author Archives: Admin

Because they both involve money, insurance and finance are interrelated business areas. Both involve risk and speculation, so it is not surprising that they are often intertwined. Property investment, for instance, requires a substantial capital outlay, followed quickly by insurance to protect that capital investment. It would be absurd to invest so much money in a venture without […]

Anyone who has ever had their computer crash in a corporate environment knows how terrifying it is to be a young employee. What were you doing? However, it seems that IT has taken on the science of networking and has become increasingly complex. Liability for software companies, IT firms and internet business has become a problem that […]

Most people obtain insurance because of: They must (e.g., for car insurance) according to the law. They fear that an unfortunate event could occur and they might not be able to afford the consequences (such as contents insurance). They fear that their loved ones may not be able to support the cost of life insurance. […]

The good news is that insurance sales, like any other sales, are subject to the same set of objections. Your prospects will likely continue to raise the same objections day after day when you present your products and/or services. These include “I’m happy working with the people I currently work with” and “Why should I change what […]

Identity Theft Insurance is not something most people think of as a necessity. The threat is often viewed as something out there, but you can only see it on television. People who assume this are so wrong! Identity theft is a growing concern. While Identity Theft Insurance policies can help to reduce the threat, there are also basic […]

You may have received letters from your lender, but they could be from someone else if you recently bought a house or refinanced your mortgage. These solicitations come from Mortgage Protection companies, who paid good money for public records searches to locate you. Is Mortgage protection really necessary? The answer is “Yes” and “No.” This may seem contradictory […]

State Farm has a 16% market share and is the largest automobile insurer in the United States. State Farm was established in Bloomington, Illinois, in 1922. Since 1942, it has been the nation’s largest auto insurance company. State Farm offers a wide range of financial and insurance services, including annuities, home, auto, and life insurance. State Farm is a […]

Car insurance protects you financially and legally if you cause an accident. If you are sued, it will pay for your attorney fees and court costs. It is a very beneficial insurance product and is a requirement in nearly every state. Your credit score, age, and claims history all play a role in determining the cost of […]

Car insurance is required in all 50 states if you have a registered car. Car insurance covers your legal and financial liability in the event that you are involved in an accident at fault. The average cost for car insurance in the United States is $565 for minimum coverage and $1674 for full coverage. Car insurance rates can be personalized. […]

A conviction for driving under the influence is one of most serious traffic offenses a person can be convicted of and has a significant effect on auto insurance premiums. The average premium for full coverage car insurance in Wisconsin is nearly doubled from $1186 with a clean criminal record to $2207 with a DUI conviction. This impact […]