Author Archives: Admin

Split-Dollar Life Insurance Explained

Split-dollar life insurance is a great benefit and estate planning tool. Here are the facts. Split-dollar insurance is a contract between two parties that shares the benefits and costs of a permanent insurance policy. Split-dollar plans are often between employees and employers. The executive compensation package will include the split-dollar plan. These packages became less common after a […]

Minimum Car Insurance Requirements by State

Find the minimum car insurance requirements for every state and how to understand liability limits. State-specific minimum car insurance requirements differ from one state to the next. The car insurance limits and coverages that work for someone you know or a family member may not work for you. NerdWallet has compiled minimum requirements for each state to […]

Medicare Part A: What It Covers, What It Costs

Medicare Part A refers to the hospital insurance section of Medicare. It is premium-free for most people. Medicare Part A covers hospital care and other related services. It is usually offered without a premium, unlike the other parts. Here are some facts. What Medicare Part A Covers Original Medicare — the government-run part of Medicare that you can enroll […]

Medicare Part B: What It Covers, What It Costs

Medicare Part B is outpatient coverage that helps pay for doctor visits and other medical services and supplies. Medicare Part B, also known as Medicare Part A, is the Medicare portion that covers doctor visits and outpatient medical services. The average monthly premium for 2021 will be $148.50. The premium is adjusted every year and can change […]

Do You Need a Motorcycle License to Get Insurance?

Motorcycle insurance without a license Most people believe that it is impossible to obtain vehicle insurance without a driving license. While this is true for most people it does not mean that you cannot get auto insurance without a driver’s license. This applies to both motorcycles and other vehicles. You might wonder how can I get motorcycle insurance […]

How Much Umbrella Insurance Do I Need? Clear Data

Many mortgage lenders require homeowners insurance. Numerous states require truck and car insurance. No one needs umbrella insurance. An umbrella policy is not sold by insurance agents. You will need to bundle it with your auto and house insurance. Contact us to get it. Umbrella insurance protects you against liability that is greater than your car insurance and property […]

Do Businesses Need Wireless Security?

Wireless networks are often overlooked in the business world. However, the truth is, these days, wireless access points are increasingly being used for all manner of business purposes—from file sharing to inter-office communication. This means that any business that doesn’t have a plan for dealing with wireless security risks is at risk. Basic Security Steps […]