Author Archives: Admin

Asphalt contractors provide services for many projects, from paving driveways and parking lots, installing tennis courts and repairing roads to pave driveways and parking lots. When hiring one it is essential that they be licensed and insured. An inexperienced asphalt contractor could make costly mistakes during installation that may damage your property. Reputable contractors offer […]

Pontiac G6 mid-sized sedan was produced by General Motors until their financial crisis forced their bankruptcy, and is still widely available on the pre-owned market for an affordable price. Cost of Pontiac G6 car insurance premiums depends on many variables, including location, driving history and vehicle specifications. But there are strategies available to drivers that […]

Tax deductibility of health insurance premiums depends on the nature and structure of your business and filing method. This article details rules applicable to those filing as self-employed as well as receiving reimbursements through an Affordable Care Act Premium Tax Credit and similar programs. Medical and long-term care premiums paid are tax deductible as an […]

Homeowners insurance provides protection from property damage, loss, theft and liability claims should anyone become injured on your property. Most homeowner insurance policies cover your home’s structure, such as walls and fences. Some policies even extend coverage to landscaping features like pools or trampolines in your backyard – however most policies don’t cover earthquake or […]

How you cancel individual health insurance varies depending on why you want to cancel it; such as switching over to Medicaid or Medicare or experiencing a qualifying life event. Each insurance provider has specific cancellation procedures they must abide by when cancelling a policy. Be sure to jot down the date and time that you […]

Employer-provided insurance policies typically consist of health care plans, life and disability coverage to help employees manage their finances and plan for potential unforeseen events. Employees typically pay premiums, deductibles and copayments to keep their policies active. These premiums may be deducted directly from an employee’s paycheck. Health Insurance Health insurance is an invaluable employee […]

Health insurance premiums can only be deducted as itemized deductions (rather than taking the standard deduction), and your total medical expenses, including premiums, exceed 7.5% of your adjusted gross income. Other qualifications also may apply. Many taxpayers rely on tax professionals as their go-to resource for advice regarding their unique circumstances and tax deductibility eligibility. […]

If someone gives you their car or you regularly drive their vehicle, the best option would be for them to add you as a named driver on their policy or purchase non-owner car insurance for yourself. At times it may be challenging to obtain auto insurance with an unfamiliar name on it; but this article […]

Mold can be an enormous headache for homeowners, particularly in damp areas where humidity may cause water damage. Homeowners insurance typically covers mold damage that is attributable to an insured loss, such as a burst washing machine pipe or flood caused by storm surge, but it’s essential that homeowners fully comprehend this coverage and its […]

Scenario loss analysis is an invaluable way of evaluating the adequacy of your insurance program, but should not be used alone as the sole basis for coverage decisions. Woodruff Sawyer experts use qualitative factors, business goals, comparative benchmarking data and risk tolerance assessments combined with an in-depth knowledge of the insurance marketplace to assist companies […]