Author Archives: Admin

Can An Employer Reimburse An Employee For Health Insurance Premiums?

Are you an employer who cares about the wellbeing of your employees? One way to demonstrate this is by offering health insurance benefits. But did you know that there’s another option that could save both you and your employees money?  Employer reimbursement for health insurance premiums is a growing trend, but is it legal? And […]

Your Insurance in Good Or Bad Faith

California law generally states that insurance companies have a duty to act in good faith with their insured clients. They must be fair when dealing with a claim. Every insurance policy contains an implicit obligation to fair dealing and good faith. Good faith means that neither the insured nor the insurance company will do anything to hinder the […]

California Wildfires – Coinsurance in Property Claims Can Penalize YOU!

Nearly every homeowner, renter or business insurance policy includes coinsurance. It can be costly if you don’t fully understand the terms of your insurance contract. A Homeowner policy does not typically include a section called “Co-insurance.” The clause is listed in Section I, Conditions of the standard Homeowners form HO-3. It is also found in any Business Insurance […]