Author Archives: Admin

Does Cigna Insurance Cover Pre Existing Conditions?

Are you considering getting health insurance from Cigna but worried about your pre-existing conditions? You’re not alone. Many people have concerns when it comes to coverage for their existing medical conditions, and it’s important to know what your options are before making a decision. In this blog post, we’ll explore whether Cigna Insurance covers pre-existing […]

A Little Bit Of History About Insurance in America

Benjamin Franklin, one of the founding fathers of insurance, was the man who founded the first insurance company, Philadelphia Contributionship. It was home/fire insurance. PBS reports that the company issued 143 policies in its first year. The insured property was not set on fire for seven years. Philadelphia actually used the same insurance company scheme as all […]

Parameters of Health Insurance Plan

1) Maximum renewal age: This is the maximum age an individual can receive insurance coverage. This is the most important factor. As the need for insurance coverage increases with age, you will find it more difficult to get the policy renewed. 2) Sub Limits: These are limitations that apply to the various expenses covered by the policy. This is a […]

Why Telematics Is a Major Disruptor in Insurance?

In the near future, the key trends in auto insurance are the vehicle telematics system (VTM) and User-Based Insurance(UBI). Expect a significant shift in this industry. The insurance market is changing rapidly thanks to digital technology. Insurers are focusing on meeting customer expectations through vehicle telematics systems. The telematics app can read the data from the […]

Power of Analytics for Insurers to Assist Them With Fraud Analysis

Insurance companies strive to earn customers’ trust. Imagine a situation where the right people aren’t rewarded, and the wrong ones get rewarded. This can lead to chaos and loss of faith in the system. The question now is, “What breaches the trust utmost?” It is the return on the customer’s investment in a product or service that matters […]

Insurance Adjusters How They Work And How They Think

The insurance adjuster is here. Are they too friendly? Be careful if he is! You can be friendly and welcoming. Be kind, cordial and polite – but be careful! Remember that he is paid to save the company as much as possible. This is his goal. DON’T SIGN ANYTHING. Don’t underestimate the goodwill of the adjuster. They are trained to look after […]