Author Archives: Admin

“Are you tired of being denied coverage by your health insurance company? Do their decisions seem unfair and unjustified? You’re not alone. Millions of Americans struggle with appealing a denied claim or treatment. But fear not, we’ve got the insider tips on how to write a powerful appeal that can turn things around in your […]

Are you considering quitting your job but worried about losing your health insurance? It’s a valid concern. Health insurance is an essential benefit that provides peace of mind and financial security in times of illness or injury. However, the good news is that there are options available to help you maintain coverage even if you […]

Congratulations on your engagement! As you begin to plan for your big day, one important decision you’ll need to make is whether or not to purchase insurance for your wedding rings. After all, these precious symbols of love and commitment are not only sentimental but also a significant financial investment. But is wedding ring insurance […]

Are you one of the millions of Americans without health insurance? While it might seem like a smart financial move in the short term, going without coverage can result in hefty fines and unexpected medical bills. In this post, we’ll dive into what exactly the fine for no health insurance entails and what steps you […]

Although the election is over, the economic and financial fundamentals remain unchanged. Until the credit market is freed from the bailout programs, then the recession (or worse) will end and the economic downsizing will reverse its direction, no change can be expected. As I have mentioned in my retirement blog, the market remains unpredictable. Retirement accounts are […]

Insurance’s true nature is often misunderstood. Sometimes, insurance is used to describe a fund that is built up to cover uncertain losses. A specialty shop that sells seasonal goods may increase its price in order to create a fund that can cover losses at the end of the season. The price must then be decreased to clear […]

For the most part of history, natural and man-made disasters were simply “Acts of God”. The effected people were left to their own devices after the disaster. Although they rebuilt their lives, there was no assistance agency. It was almost impossible to find charity in any organized way. The government was distant and not involved in administering relief funds. […]

Third party coverage is provided by mandatory third party insurance or CTP Green Slips. Prior to the introduction of Australian laws making third-party insurance mandatory, vehicle owners would often request additional insurance to protect against third party liability. This was not an obligation. Many felt that innocent victims were left with high-priced bills as the driver of […]

An insurance policy guarantees that a certain amount of money will be available at the end of a specific period. Insurance can provide financial security for the unfortunate death of a person. It can also be used to build a nest egg for one’s old age or for funding one’s children’s education. People often purchase insurance to […]

Any subcontractor who has ever worked has had to produce “proof of insurance” (or a certificate of insurance) at one time or another. A certificate is a snapshot of your current insurance coverage as it stands at the time it is issued. It should include information about your current limits of liability, insurance company that provides coverage, […]