Motor Carriers (MC), which use Owner Operators (OO), enjoy certain benefits, but also face additional risks. Uninsured exposure to the OO can occur even if the Motor Carrier is not using the OO in a business use capacity. The MC’s Trucking or Commercial Auto Liability policy (AL) provides coverage for motor carriers’ owned units and […]
Author Archives: Admin
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Apr
Apr
Lacking health insurance can make accessing medical care difficult. Without health coverage, people may forgo preventative services which could prevent future serious medical problems from developing. Here are a few affordable healthcare options in the US: Cost At some point in life, almost everyone requires medical treatment of some sort – be it due to […]
16
Apr
Apr
Health insurance provides you with protection against unexpected medical costs. You can acquire it through employment, purchasing a plan through the Marketplace or public programs such as Medicaid and Medicare. Our interactive tool can assist in your search for doctors, prescriptions and services that fit within the scope of your health plan coverage. It is […]
16
Apr
Apr
AARP Health Insurance plans in North Carolina, through UnitedHealthcare’s partnership, include prescription drug coverage as well as hearing, dental, fitness and more. It’s best to sign up for one during the six month open enrollment period after turning 65 and already enrolling in Medicare Part B. AARP Medicare AARP is an organization for people over […]
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Apr
Apr
With all the options available in the Marketplace, it can be challenging to identify a plan that’s the best fit for your family. Gaining insight into premiums and deductibles may make the decision-making process simpler. High deductible health plans (HDHPs) often offer lower monthly premiums; however, you’ll have to cover costs up until your deductible […]
15
Apr
Apr
Third Party Administrator (TPA) license requirements vary between states, so our insurance business and regulatory group provides TPAs nationwide assistance on a range of issues and concerns. Public Act 11-58 in Connecticut mandates that TPAs who are not licensed by the Department must register. Entities exempt from licensure as TPAs must register as independent adjusters […]
15
Apr
Apr
Reasons why someone might cancel marketplace coverage vary: you could have secured new job-based health coverage, qualified for Medicaid/Medicare benefits or found more cost-effective coverage elsewhere. Stopping Marketplace coverage can be as easy as calling your plan provider and following their instructions. You can even schedule it to end on a specific date in the […]
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Apr
Apr
An accomplished State Farm agent can earn significant revenues through commission-based compensation. Their earnings depend on various factors, including location and sales performance. State Farm agents are available to offer expert guidance when it comes to insurance. They’re dedicated to supporting a diverse workforce and reasonable accommodations for individuals living with disabilities. Education and Training […]
15
Apr
Apr
Life insurance policies offer essential financial security to loved ones after you die, yet most payments made go towards fees and charges; only some end up in your cash value account which grows according to investment returns. There are various strategies for accessing the cash value in your policy, each offering their own set of […]
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Apr
Apr
Many drivers trust in good faith and don’t expect to be required to sue the auto insurance company for reimbursement of expenses arising from an automobile accident. Most people want to get their car repaired and have their medical bills paid. Michigan Auto Law has to deal with numerous car insurance companies every day. They […]