Author Archives: Admin

Third Party or Comprehensive Car Insurance

Online shopping has become very popular thanks to technological advances. Most major insurance companies offer insurance quotes. With just a click, you can now get competitive car insurance quotes online. Online connectivity is also available with major Dublin insurance companies so that Donegal car insurance brokers can provide instant access to comparable quotes. Each driver wants to get […]

Medical Payment Vs Personal Injury Protection: You Can Add PIP When It’s Not Mandatory In Your State

First Party’ coverage for car insurance is related the coverages that the policy offers to the insured and not to third parties or other persons. The two most important components of car insurance coverage include Personal Injury Protection (PIP) and Medical Payments (MedPay). The type of insurance coverage you choose will vary depending on the state and what […]

Auto Insurance – Medical Payments and Personal Injury Protection

Med Pay (Medical Payments Coverage) and PIP (Personal Injury Protection Coverage) are first-party coverages that apply to the insured, their passengers, and sometimes other people. In states with no No Fault laws, Med Pay can be found. PIP is available in states where have no Fault laws. Med Pay will usually cover reasonable medical and funeral […]

Is Car Insurance Extendable to a Newly Acquired Vehicle or Another Person?

Auto insurance can only be used to cover the vehicles listed on the policy. However, it is not a form or Personal Insurance. Many car insurance companies accept the Personal Auto Policy (PAP), which emphasizes the importance of personal attributes. Auto insurance policies, while covering vehicle(s), follow the name(s) listed on the Declaration Page, which is called […]

Ohio Car Accident Recovery Scheme

Ohio is among the states that have retained the “tort” and “at fault” method of determining compensation for victims of automobile accidents. Ohio has minimum insurance coverage requirements. At the time of writing, every car owner must have $12,500.00 bodily injury coverage per person. This can be up to $25,000.00 per accident. Every car owner must also have […]

Car Accident Settlements Checklist: Important Steps to Take at Crash Site

There are several steps that you can take to increase your car accident settlements. These steps will help you to pay for vehicle damage, injuries, medical bills, and other related expenses. You must first do the following: Be Calm This is simple, but it’s essential. Your adrenaline levels are high after an auto accident. Screaming at the […]