These reports show a wide range of expenditure categories and the average amount. However, they are still valid indicators of how costly auto insurance can be. The situation gets even worse if the driver is a high-risk driver. High-risk drivers are those who have a tendency to file more claims than the average driver due to a […]
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It is a must to compare car insurance policies online, whether you are looking for a new policy or renewing an old one. Do your research before you buy your car insurance. Buying car insurance can be confusing because there are so many insurance companies. Comparing car insurance quotes is the best way to find the best deal. Here […]
That is why we wait for the sale season, use discount coupons or shop online – all in an effort to bring down our expenses. What about our car insurance premium? Is there a way to bring it down too? We care about it. That’s we’ve made this step-by-step guide on reducing car insurance premium. […]
Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]
Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]
Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]
Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]
Are you looking to become a licensed insurance agent in Texas? Congrats! But before you can start your new career, there’s the matter of passing the licensing exam. So, what exactly is on this exam? Don’t worry – we’ve got you covered with all the details about what to expect and how to prepare for […]
“Cracked screens, water damage, and lost phones – oh my! Accidents happen, but when they do it can leave you wondering how much it will cost to repair or replace your smartphone. That’s where Verizon insurance comes in. But what is the deductible for this service? In this blog post, we’ll dive into everything you […]
Are you wondering if there’s a deadline for making a car insurance claim? It’s an important question, and many drivers are unsure of the answer. Whether you’ve been in an accident or your car has been stolen, understanding the time limit for filing your claim can make all the difference. In this blog post, we’ll […]