Author Archives: Admin

Are Retiree Health Insurance Premiums Paid By An Employer Taxable?

Employers increasingly offer retiree health coverage through health reimbursement arrangements (HRA), which help their employees cover plan-eligible medical expenses during retirement. Employer premium payments are generally exempt from taxes, helping employees keep costs for health insurance at bay after tax payments. But is this exemption permanent? Taxes on Premiums Employer contributions toward retiree health insurance […]

How Does Short Term Health Insurance Work?

Short-term health insurance provides coverage gaps. This type of policy differs from major medical policies in that they’re less expensive and shorter in duration – though they still need to cover all ten of ACA essential benefits, these typically exclude services like maternity care or behavioral/mental health. Cost Short-term plans offer low upfront costs while […]

What Type of Information Would Be Found in a Policy’s Insuring Agreement?

Information contained within a policy’s insuring agreement will vary depending on the type of insurance being purchased; for example, homeowner’s policies typically contain named-perils coverage limits premiums and deductibles. Navigating policy exclusions and exceptions may seem intimidating, but this information is vital in understanding exactly what coverage exists within an insurance policy. Definitions The Definitions […]

Where To Find Insurance That Pays For Risperidone?

Looking for insurance that covers Risperidone can be a daunting task, especially if you don’t know where to start. This medication is used to treat various mental health disorders, including schizophrenia and bipolar disorder. Without proper coverage, the cost of this drug can quickly add up and become unaffordable. Fortunately, there are several options available […]