In exchange for skipping the exam, be prepared for high premiums and a low death benefit, or payout. A guaranteed issue life policy, also known as no-medical exam life insurance or no medical underwriting, is a permanent insurance policy that provides life insurance with no medical underwriting. To qualify for coverage, you don’t need to answer […]
Author Archives: Admin
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Tesla insurance is expensive but there are new options. Shop around to find the best rates. The Tesla electric car is not cheap. It costs $40,000 to purchase the base model. Tesla insurance is more expensive than similar coverage for popular vehicles, despite its high safety rating. To give Tesla fans an idea of what to expect, […]
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Here are the best life insurance companies for seniors looking for coverage. You don’t have to be older to get the right life insurance policy. Although the cost of insurance can rise with age, many insurers will still accept older adults even if they aren’t in their best health. Here are our top picks for seniors looking […]
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Here’s how home insurance pays for fires, stolen gifts and other seasonal disasters. You have decorated the tree and put lights in the windows. The next thing you know you are smelling smoke. Insurance can help you get through the holiday season without any hassle. Here are some common holiday disasters and how your homeowners insurance can come to […]
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Here’s how to lower your auto insurance costs, even if you’re in your early 20s. Drivers in their 20s and early 30s can face high insurance costs. Young adults have the highest rates of car insurance in the country, after teenagers. In fact, the average car insurance rate for drivers 20 to 25 years old […]
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When it comes to life insurance, the biggest decision you’ll make is whether or not you want to purchase a policy with a downpayment. Downpayments can be helpful in lowering your monthly premiums, but they come with a few important caveats. In this article, we’ll explore what downpayments on life insurance policies actually entail and […]
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When you buy an insurance policy, you’re essentially buying peace of mind. The policyholder can rest assured that if something unexpected happens, the company will cover them for a set period of time – usually up to a year. But what is the grace period for policies? What is an Insurance Policy’s Grace Period? An […]
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The value of a vehicle can be an important part of your car insurance policy. How do insurance companies estimate the value of a car? In this article, we’ll look at three methods that insurance companies use to calculate the value of a vehicle. What is the value of a vehicle? Vehicle values can be […]
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If you’re like most people, you’ve probably wondered what the cash surrender value of your life insurance policy is. After all, it’s one less thing to worry about in the event of your death. And while you might not be able to give a precise answer right now, don’t worry – this article will help […]
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When you’re ready to get your insurance license in Texas, the process can seem daunting. But don’t worry! There are plenty of resources out there that can help make the process easier for you. In this article, we’ll take a look at one such resource – online licensing courses. What is an insurance license? An […]