A conviction for driving under the influence is one of most serious traffic offenses a person can be convicted of and has a significant effect on auto insurance premiums. The average premium for full coverage car insurance in Wisconsin is nearly doubled from $1186 with a clean criminal record to $2207 with a DUI conviction. This impact […]
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Nearly all drivers in the United States that own a vehicle must have car insurance. Insurance is expensive because of the risks involved and the financial implications. In fact, Americans pay $1,674 per year for their car insurance. It may be difficult to believe that car insurance is so expensive. Car insurance premiums can be considered a variable expense […]
Renters insurance, also referred to as an HO-4 policy, is a type of property insurance policy designed to cover your personal belongings, liability exposure and additional living expenses if you rent your home or apartment.To customize your policy, you may be able add optional coverages. In 2018, the most recent year with available data, a renters […]
Renters and homeowners insurance are two types of insurance that many people buy to protect their finances from natural disasters. You may need additional coverage if your home is so badly damaged that it is impossible to live there while repairs are made. Additional living expenses coverage (also known as loss of use coverage) is intended to […]
USAA Insurance is well-known for its support of the military community and their families. USAA can serve you in every state and the District of Columbia, regardless of whether you are an active or retired military member, eligible family member, or a cadet, midshipman or cadet. USAA customer satisfaction reviews are generally excellent, indicating that it’s a company that […]
Medicare star ratings (compiled by the government) help shoppers compare Medicare Advantage and Part D drug plans. Comparison of Medicare Advantage Plans and Medicare Supplemental Drug Plans requires that you compare prescription drug coverage, copays, coinsurance costs, network of doctors, and service area. The plan’s star rating is another important metric to consider when making a […]
Original Medicare doesn’t cover routine vision care in most cases. There are exceptions and other options. Original Medicare does not pay for routine eye examinations unless you are in a high risk group for eye disease. However, some Medicare Advantage plans include vision coverage. Some eye conditions can be very serious and are not apparent in […]
The amount you will have to pay out-of-pocket before your dental insurance benefits kick in is called a dental insurance deductible. You’re probably looking for a dental plan, or you have just bought one. There are likely a lot of numbers and terms you don’t know. Understanding the terms and conditions of your plan is important […]
CPAP treatment is a life-enhancing process, but it also comes with a lot of problems and dissatisfactions. It can take a lot of time to keep your CPAP clean. A few products have been created to help individuals save time cleaning their CPAP. SoClean 2 is by far the most popular item. The SoClean 2 is an automated […]
Are you one of the 75% who do not shop for an annual comparison of car insurance? Don’t feel guilty if you are. Shopping for car insurance can take time and confusing. That was the case for the old-fashioned method where you had to call half-a dozen agents to get quotes. The times are changing and it […]