Author Archives: Admin

Why is my car insurance so high?

Nearly all drivers in the United States that own a vehicle must have car insurance. Insurance is expensive because of the risks involved and the financial implications. In fact, Americans pay $1,674 per year for their car insurance. It may be difficult to believe that car insurance is so expensive. Car insurance premiums can be considered a variable expense […]

What is renters insurance and why should I consider it?

Renters insurance, also referred to as an HO-4 policy, is a type of property insurance policy designed to cover your personal belongings, liability exposure and additional living expenses if you rent your home or apartment.To customize your policy, you may be able add optional coverages. In 2018, the most recent year with available data, a renters […]

Homeowners Insurance Additional Living Expenses Coverage

Renters and homeowners insurance are two types of insurance that many people buy to protect their finances from natural disasters. You may need additional coverage if your home is so badly damaged that it is impossible to live there while repairs are made. Additional living expenses coverage (also known as loss of use coverage) is intended to […]

USAA insurance review

USAA Insurance is well-known for its support of the military community and their families. USAA can serve you in every state and the District of Columbia, regardless of whether you are an active or retired military member, eligible family member, or a cadet, midshipman or cadet. USAA customer satisfaction reviews are generally excellent, indicating that it’s a company that […]

Medicare Star Ratings: How They Can Help You Choose a Plan

Medicare star ratings (compiled by the government) help shoppers compare Medicare Advantage and Part D drug plans. Comparison of Medicare Advantage Plans and Medicare Supplemental Drug Plans requires that you compare prescription drug coverage, copays, coinsurance costs, network of doctors, and service area. The plan’s star rating is another important metric to consider when making a […]

Does Medicare Cover Eye Exams?

Original Medicare doesn’t cover routine vision care in most cases. There are exceptions and other options. Original Medicare does not pay for routine eye examinations unless you are in a high risk group for eye disease. However, some Medicare Advantage plans include vision coverage. Some eye conditions can be very serious and are not apparent in […]