Do not let the name fool your eyes. Auto-Owners Insurance provides more coverage than just cars. Because of the variety of coverage options, Auto-Owners Home Insurance is well worth looking into.
There are many ways you can save on your premium. The company offers discounts for burglar and fire alarms, and also offers discounts for a history paying your premiums on-time. The Homeowners Plus add on covers appliance leaks that can cause property damage or food waste in the event of power outages.
Additional coverage is available for equipment breakdown and homes of high value.4.0 NerdWallet rating
Overall performance, Auto-Owners Home Insurance earned 4 stars. Our editorial team determines NerdWallet’s ratings. The formula for scoring homeowners insurance takes into consideration policy coverage options and discounts as well as ease of filing a claim. It also considers website transparency, financial strength, and complaint data from National Association of Insurance Commissioners.
Home insurance for Auto-Owners
The Auto-Owners homeowners policy provides all the coverage you need, and also offers a variety of coverage options that can be added to your existing policy.
- Guaranteed home replacement costIf your homeowner’s insurance isn’t sufficient to cover your home, you can still repair or rebuild it.
- Water backupDamage caused by backed-up drains or sewers
- Personal propertyPersonal items are not usually covered by homeowners insurance. This includes misplacement and stains.
- Ordinance or lawIt pays to spend more on your home to make it up-to-code after a covered event.
- Homeowners PlusProtects against damage caused by appliance leaks or spoiled food following a power outage.
- Equipment breakdownFor electrical or mechanical failures of appliances in your house, such as HVAC units and personal computers.
- Identity theftFor costs up to $15,000 to restore your identity after it was stolen.
Home insurance rates for Auto-Owners
According to NerdWallet analysis, the average home insurance rate for Auto-Owners is $1,546 annually. This makes Auto-Owners a great option among large insurers that offer homeowners policies in many states.
Here’s an example:
Auto-Owners home insurance discounts
Many discounts are available through Auto-Owners, many of which can be obtained without any effort or based on your past insurance history. These discounts include:
- Green discountIf you opt for paperless billing and online payment,
- Favorable loss historyIf you haven’t filed a lot of claims in the past.
- History of paymentsIf you have paid premiums on-time in the last three years.
Bundling home insurance policies with Auto-Owners products can get you discounts. You will need to pay your entire annual premium upfront and install protective devices such as smoke detectors and deadbolt locks.
Auto-Owners Home Insurance complaints
According to data from the National Association of Insurance Commissioners, Auto-Owners received fewer home insurance complaints than expected relative to their size. This is based on three years of data. (NAIC home insurance complaints also include mobile homes, condo, and renter policies.
Auto-Owners Home Insurance Consumer Experience
Website:It’s impossible to obtain ahome insurance quoteThrough the Auto-Owners website. To finalize your rate, if you reside in a state that Auto-Owners covers, you will be directed to one of its agents. You can also only file claims by calling an agent. Once a claim is filed, you can track it online.
AppendicesYou can download the Auto-Owners App on Android and iOS. It can be used for tracking claims, paying bills and viewing policy documents.
FAQs for Auto-Owners Home Insurance
What are the other types of insurance that Auto-Owners offers?
Auto-Owners offers a variety of insurance products including auto insurance and renters insurance. They also offer term and whole life insurance.
How can I file an Auto-Owners claim for home insurance?
You must contact an independent agent to file a claim. After the claim is filed, you can track the progress of the claim through the Auto-Owners mobile app or website.
How can I get an Auto-Owners quote for my home insurance?
Contacting one of the agents at Auto-Owners to get a quote on homeowners insurance is the only way to obtain a quote.
