Washington has seen a 5% influx of new drivers from out of state, with over 143,000 so far in 2021. The majority of them are from California, Oregon and Arizona, Texas, Texas, Idaho, and even Texas. In many cases, car insurance is far more expensive in the cities and states they are moving from than in Washington overall. The average cost of car insurance in Everett for minimum coverage is $556 and full coverage is $1,269, respectively.
Your car insurance premiums can be affected by many factors in Everett. These factors include your location, driving record, age, and vehicle. The good news is, recent changes in Washington’s laws no longer allow for insurance carriers to look at credit scores to determine a driver’s vehicle insurance rates.
DUIs and speeding have historically been two of the main factors behind many of the accidents and fatal injuries in Snohomish County. From 2019 to 2020, the number of serious DUI-related accidents has increased by 55%. We compared customer ratings, insurance options, and Bankrate data from the top Everett car insurance companies to find the best deals.
The best car insurance companies Everett
The following four insurance providers were selected for having some of the cheapest car insurance in Everett, Washington, and high scores for customer satisfaction. J.D. was used to determine which companies received the highest customer reviews. Power’s independent study based on the responses of current policyholders, reports on customer satisfaction. Since smaller regional providers didn’t receive enough ratings to be included in the J.D., the four largest national insurers ended up being the top four. Power list.
If you are able to qualify for membership with USAA through work at the local Naval Station or other military affiliation, you are likely to find the cheapest minimum and full car insurance rates in Everett. The citywide average rate for minimum coverage is $556, while the rates for minimum coverage are $331.
USAA is also ranked #1 in customer reviews for car insurance companies. 883 points out of 1,000 were awarded to the carrier. It was not ranked #1 due to its limited availability. Only military personnel and their families can have car insurance.
Pemco is the next-cheapest Everett car insurance for all drivers, regardless if they are affiliated. Pemco does not have any local offices in Everett. However, the website offers all the services that you might need to obtain — and keep — coverage. You can get a quote online or sign in to file a claim, manage payments and review your car insurance policy.
One of the reasons Pemco vehicle insurance may be the cheapest is the number of discounts the carrier offers. 15 discounts are available, including reduced rates for students with no tickets, University of Washington alumni and accident forgiveness.
Geico is often ranked as the best and cheapest car insurance because of its affordability and excellent customer service. The J.D. The Power customer satisfaction study was conducted in the region. USAA is second.
Vehicle owners can choose from a variety of options to personalize their coverage. Comprehensive, collision, and liability insurance can all be combined to provide a complete coverage package. Ridershare insurance is also available for those who use delivery and driver apps like Uber, Lyft, Instacart, Postmates, Instacart, Instacart, or Instacart. For owners of newer vehicles who wish to add to their existing warranty, mechanical breakdown coverage is available.
Progressive Insurance offers Everett drivers the most comprehensive range of discounts and coverages among the top insurance companies. Although it isn’t the most affordable company, the benefits that come with the coverage are both low-cost and highly valuable.
Pet injury insurance covers your pet’s medical expenses if they are hurt in an accident. The Snapshot tool is a good way for drivers with a less-than-perfect driving record to get a second chance at low premiums. You can get discounts based upon your driving habits by downloading the driver tracking app.
Cheapest car insurance Everett
The table below shows the average car insurance rates in Everett. Average car insurance rates in Washington are already one of the lowest in the country at $1,176 per year for full coverage, compared to the national average of $1,674. These five insurance companies are cheaper in Everett than the national and state averages.
USAA, Geico, and Progressive offer basic coverage starting at $30-$40 per month. USAA coverage is only available to military personnel and their family members. Geico and Travelers Insurance offer the best car insurance for your lender or leasing company. You have many options for customizing your policy with car insurance. Take a look at the offerings of State Farm, Progressive, and Travelers. State Farm offers nine coverages, Progressive offers eleven, and Travelers offers thirteen.
Everett insurance requirements
Everett car owners who want the minimum amount of auto insurance must have liability coverage at least for:
- $25,000 for one person, $50,000 for two or more persons per accident.
- Ten Thousand Dollars per accident in property damage insurance
The minimum coverage doesn’t cover your vehicle for damage caused by severe weather, theft, or an at-fault collision. Full car insurance is available if you have the means to pay for it. This protects your vehicle from damage, theft, and other losses.
Car insurance discounts in Everett
Additional ways to save money on your car insurance are often offered by insurance companies. You may not be satisfied with the quote provided by an insurance company, but it is worth exploring discounts such as these:
- Safe driver:You may be eligible for a discount if you have a clean record of being accident, claim and ticket-free. Check with your insurance company to see if you are eligible based on your clean record.
- Parking covered:Everett can be subject to severe winters, with heavy snow and ice. Your car can be parked in a garage, carport, or another covered space to protect it from damage. This may also help lower your premiums.
- Affiliate:Boeing, Everett School District and Everett Naval Base are just a few of the many.The largest employers in the town. Your employer may be able offer group car insurance rates which are lower.
- Safety:The risk of serious injuries and crashes in newer vehicles may be lower if they are equipped with airbags and collision prevention systems. Your car insurance company may offer a discount on your safety equipment.
For the best car insurance savings, look for safety-related discounts. Your premiums may be reduced by getting discounts for safe drivers, young and old, and vehicles that can handle changing road conditions.
Questions frequently asked
Which is the best auto insurance company?
There are several contenders in Everett, Washington for best car insurance companies. Pemco and USAA are the most affordable for minimum coverage. Vehicle owners have the best coverage options with Travelers and Progressive. Geico offers full-car insurance at a fraction of the cost as USAA.
What is the cost of car insurance in Everett?
Average car insurance costs in Everett are $556 for minimum coverage and $1,269 to cover full coverage. This is lower than the $1,674 annual national average for full coverage.