The average cost of car insurance in Visalia, California, is $635 for a minimum liability policy and $1,802 for full coverage. It is significantly cheaper than the average cost of California car insurance, which costs $733 per year for minimum coverage and $2,065 per year for full insurance.
Many car insurance companies serve Visalia, but there is no one company that is the right fit for everyone. We considered a variety of factors to determine the best Visalia car insurance, including pricing, discounts, industry rankings, and coverage options. These are the top Visalia cheap car insurance options for 2021 based on all these factors.
Visalia’s best car insurance company
The best cheap car insurance companies in Visalia offer wide coverage options for auto insurance, in addition to great accessibility, discount options and customer resources to help you manage your policy. We also compared 2021 rates data from Quadrant Information Service and J.D. Power’s 2021 U.S. Auto Insurance Study ratings for California. These are the top Visalia car insurance companies for 2021 based on all these factors.
J.D. Power ranks Geico among the top-scoring businesses. Power’s customer satisfaction survey offers a variety of insurance protections. You can get insurance for many types of vehicles including boats, ATVs and RVs. There is also rideshare insurance if you are driving for Uber or Lyft. Drivers have the option of adding roadside assistance, rental reimbursement coverage, and mechanical breakdown coverage to their standard auto coverage. If you have to file a claim, you can access excellent online and mobile resources.
J.D. has not rated AAA. J.D. does not rate AAA in the California region. This is common for niche providers. AAA is divided into clubs that act as regional providers, so Visalia residents have access to a division that serves only Northern California and a few other states. AAA provides gap insurance, new car added coverage and accidental death benefits. These are all options in addition to the standard types of auto insurance coverage. AAA offers roadside assistance and access to its exclusive network of approved auto repair shops.
Mercury scores below average in customer satisfaction, possibly due to limited online and mobile resources. The coverage is comprehensive with the ability to add personal injury protection (PIP), rental car insurance, umbrella and mechanical protection. Mercury’s guaranteed repairs program is a unique feature. Mercury guarantees repairs for the life of your vehicle if you use a Mercury-authorized shop. You also have the option to bundle with other types of insurance, including homeowners, condo, renters, landlord and business insurance coverage.
J.D. holds Wawanesa at the top of the California region rankings. Power’s customer satisfaction survey. Although it is restricted in its coverage, only a few states are covered, the 24/7 claims service still scores high customer satisfaction. Wawanesa provides auto insurance that includes rental coverage and roadside assistance. To help you save even further, discounts include multi-car, loyalty, loyalty, good driver and mature driver discounts. Affinity Group offers additional discounts to customers of its partner companies.
In addition to basic car insurance coverage, Progressive also offers the option to add rental car reimbursement, custom parts and equipment value, and rideshare coverage with a deductible savings bank that works as a disappearing deductible feature. Progressive offers its own programs in addition to the many standard discounts such as multi-car and multi-policy discounts. In addition, the signature Snapshot program and Name Your Price Tool help you control costs and save money. This company has an above-average customer satisfaction score and can offer all the support you require.
Visalia has the lowest car insurance
These are the Visalia’s cheapest car insurance providers if you only look at their prices. These providers offer significantly lower rates than the average cost of car insurance in California, which runs well over $2,000 per year.
If you opt for one of the cheapest carriers in Visalia, you could pay as little as $1,418 per year while also benefiting from the experience of some of the nation’s largest car insurance companies.
Visalia insurance requirements
Visalia requires that you have minimum coverage in order to legally drive a car. California law requires drivers to carry the following minimum coverage:
- $15,000 per person for injury/death
- $30,000 per accident for injury/death
- $5,000 for property damage
Although it is sometimes more affordable to purchase minimum coverage, you could find yourself liable if you incur losses greater than your insurance coverage. If you finance or lease your vehicle, you may need to have a certain level of coverage. Talk to your agent to determine the best coverage for your vehicle. This will help you avoid debt or bankruptcy if an accident occurs that could result in you being unable pay your monthly payments.
Visalia car insurance discounts
Most auto insurance companies offer car insurance discounts for qualifying customers. Visalia residents can take advantage of several types car insurance discounts such as the following:
- Payment discounts: You may be able to save with savings like auto-pay, pay-in-full and early renewal discounts.
- Safety discounts: You may be able to save some money each year by having security features such as airbags and a car alarm system.
- Driver: There are sometimes also special discounts based on your driver type, with exclusive discounts for senior drivers, active and retired military, teen drivers and college students.
- Insurance: When you are a low-risk customer, you could earn extra savings for claims-free, continuous insurance, and multi-policy discounts when you bundle your home and auto insurance.
Visalia is a place where extreme weather can cause damage and add to your claims history. Regardless of which auto insurance provider you choose, find and compare auto insurance quotes from multiple providers so you can be sure you are receiving the best coverage at the cheapest price. Discounts on car insurance can help you save money each month by lowering your monthly bill.
Questions frequently asked
Which is the best auto insurance company?
The best car insurance companies are different for everyone because insurance quotes are highly personalized to each driver. Car insurance quotes include several factors such as your make and model of vehicle, where you live and credit score.
What is the cost of car insurance in Visalia?
Visalia’s average car insurance policy costs $635 for a minimum coverage policy and $1,802 to get full coverage.
What amount of car insurance do you need in Visalia
California law requires Visalia drivers to have minimum coverage. This includes $15,000 per person for injury/death, $30,000 per accident and $5,000 per property damage. To ensure your car is fully covered in the event of an unthinkable, it’s a good idea to purchase more than the minimum coverage.