Capital One Savor and Capital One SavorOne cards offer high cash-back rewards without an annual fee, making them perfect for frequent diners, entertainers and users of streaming services such as Netflix.
Both cards offer an impressive array of extra benefits, such as travel accident insurance and extended warranty protection, as well as zero foreign transaction fees.
No annual fee
Both cards offer excellent cash back rewards for dining and entertainment expenses, so selecting the appropriate card depends on how much money you spend in these areas as well as whether or not an annual fee is acceptable to you. You should also take into account factors like early spend bonuses and card perks like consumer protections or travel benefits before making your choice.
Capital One Savor offers an attractive rewards structure with 4% back on dining and entertainment and 3% on grocery stores – perfect for people who frequent four-star restaurants or concerts with four or five-star reviews, but be mindful that its $3,000 spending goal for its welcome bonus may prove challenging to meet; should it fall short, this bonus could go unclaimed.
However, the SavorOne card features a lower required spend of $500 and no annual fee – perfect for moderate spenders! Plus it provides similar cash back rates across three main categories as other no-fee cards while including additional benefits that many other no-fee cards don’t.
As one example, this card does not impose foreign transaction fees and provides cardholders with access to a concierge service, offering assistance with dinner reservations, concert ticket purchases or travel arrangements. An unexpected but desirable feature of no-fee credit cards is concierge services; this perk adds even greater value to an offer that already offers competitive rates across key general categories. Additionally, this card comes equipped with some beneficial security features, including the option to lock your card within the app in case it gets misplaced and generate unique card numbers for online purchases that protect against identity theft and scams. Make mobile payments at select merchants using this card’s mobile payments feature, as well as take advantage of an incredible balance transfer offer with only 3% balance transfer fees during its first 15 months and promotional APR rates; some competitive cards may charge as much as 5% of transferred amounts with $5 minimum charges!
No foreign transaction fee
Capital One Savor and SavorOne cards offer plenty to love, including generous cashback rates in popular categories and unique perks that set them apart in the competitive market. Notably, neither card charges foreign transaction fees when purchasing outside the U.S. This could save travelers up to 3% when travelling overseas; furthermore they offer extended warranty and travel accident insurance to provide peace of mind while traveling.
Both cards offer rewards for dining and entertainment spending; which card best meets your needs will depend on how much money is spent in these categories each month. The Savor card provides more generous rewards, but comes with an annual fee of $95, which could make it more costly than its rival.
SavorOne cards don’t charge an annual fee, making them ideal for people who spend less in specific categories than with Savor cards. Plus, its rewards rates may be lower but still provide significant money-back rewards over time.
Capital One Savor Card rewards not only dining and entertainment spending but also hotels, car rentals, and gas stations. With an exceptional intro APR period and generous signup bonus that rivals top cashback cards.
Capital One Savor card may be ideal if you spend heavily in these categories, as its high cashback rate, generous welcome bonus and no foreign transaction fees help offset its $95 annual fee.
Capital One SavorOne is an ideal card for people who frequently spend on dining, entertainment and streaming services, offering a competitive rewards rate of 4% on these purchases as well as 3% at grocery stores (excluding superstores like Walmart and Target) with some unique features such as concierge service that helps reserve restaurant tables or concert tickets.
Widely accepted
Capital One Savor is a Mastercard credit card offering high cash back rewards on dining and entertainment purchases, plus additional features like travel and purchase protection. Applicants with excellent credit, meaning no recent bankruptcies, loan defaults or payments more than 60 days late in the past year; in addition, this card requires at least 700 FICO scores in order to apply.
The SavorOne Rewards card provides an impressive cash back rewards rate at an extremely affordable annual fee, making it a fantastic choice for food and entertainment spending. In addition, other perks offered with this card include travel accident insurance and roadside assistance services; no foreign transaction fees make this credit card ideal when traveling internationally.
Both cards offer industry-leading cash back rates in their bonus categories: the Savor card offers 4% back on dining, entertainment, and popular streaming services; while SavorOne earns 3% in these areas plus grocery stores (excluding superstores such as Walmart or Target ). Both cards feature low annual fees with generous sign-up bonuses.
Capital One credit cards are ideal choices for people who frequently spend on dining, entertainment and travel expenses. Additionally, the Capital One Savor card earns a generous welcome bonus and provides various additional features, such as travel and purchase protection. Capital One’s $0 rewards card is ideal for businesspeople dining with clients, foodies who explore new restaurants, movie-goers and anyone who enjoys going out to dinner, sports viewing or live music performances. Individuals who don’t spend much in these areas may find other $0 rewards cards more suitable; such as their Venture Miles card which converts cash back into Miles that can then be transferred onto airline and hotel partners.
Flexible reward structure
Capital One Savor card stands out as offering more in terms of reward structure than its rival, the Capital One Savor. It boasts a higher earn rate and more benefits, making it ideal for people who spend on dining, entertainment and streaming services – however be mindful that only apply if you can afford its annual fee.
The Savor offers several other attractive benefits, including no foreign transaction fees and an initial $200 cash bonus when spending $500 within three months of opening your account. There is also a 3% transfer fee during its first 12 months and then a 5% fee thereafter, as well as purchase security, extended warranty coverage, and Capital One Offers.
Both the Capital One Savor and SavorOne cards are tailored towards people who enjoy dining out regularly – from businesspeople meeting clients for dinner to foodies exploring new restaurants. Its benefits make it especially suitable for individuals spending over $9,500 each year on dining, entertainment, or streaming services; however, both cards carry high annual fees that may not fit within smaller budgets.
Considerations should also be given to credit score requirements when selecting a card. Both Capital One Savor and SavorOne require at least 670 as an acceptable minimum credit score requirement, and require you to have an established spending pattern and no late payments on debts or credit accounts in the past year to qualify. If these factors prove insufficient for approval of one card over another, more stringent requirements may apply and you could not receive approval.
Capital One Savor Card gives cardholders access to 4% back on dining, entertainment and streaming services; plus 2% at grocery stores. There is also no foreign transaction fee and premier culinary experiences in select cities such as meals and cooking classes. Furthermore, this card offers an attractive welcome bonus of $300 after spending $3,000 within three months of getting it!
Capital One Savor and SavorOne credit cards provide many other benefits, including no foreign transaction fee and unlimited 1% cash back on all other purchases. Furthermore, both cards feature a concierge service to book restaurant reservations or concert tickets 24 hours per day and 365 days per year.