Category Archives: Credit Cards

Capital One SavorOne Cash Rewards Credit Card features include exceptional rewards for dining, entertainment and popular streaming services as well as grocery store purchases – with no annual fee and generous welcome bonuses for both. If your leisure spending falls within these categories, this card could be an ideal fit. Its cash back rates are […]

The Ink Business Cash Card provides small businesses with an exceptional set of advantages to help save money and ensure their survival. With strong earning rates in categories like office supplies stores and telecom services as well as travel protections, this card provides many cost-cutting advantages for small businesses. Includes cellphone coverage, primary rental car […]

Capital One Platinum Secured Credit Card works like any regular credit card but with the added advantage of improving credit. It features several helpful tools such as low security deposits and automatic credit limit increases. There is no annual fee; however there is a $40 late payment and balance transfer fee. No annual fee Capital […]

Credit card issuers have taken on the role of travel agent by offering portals through which cardholders can book flights, hotels, rental cars and tours with points earned on their cards. Over time these portals have improved dramatically and present many advantages. But do they provide the ideal options for every booking? 1. Easy to […]

Even with recent improvements, many Americans continue to struggle financially. According to a new LendingClub study, 64% of American consumers claim they at least periodically live paycheck-to-paycheck while 46% live that way regularly. The New Reality Check report by digital marketplace bank investigates why consumers struggle financially and what changes have been implemented to improve […]

If your credit card payment falls into arrears for more than 60 days, an increased APR penalty may apply; to avoid this high interest rate altogether, make payments on time and read all fine print in your cardholder agreement carefully. Limit your usage and pay minimum payments on time – these strategies will help avoid […]

If you currently hold the Chase Freedom card, switching it out for the Freedom Flex can keep all of your rewards, credit limit, purchase APR and card number intact. Simply call to request this product change. The Flex has significant value to offer if you can maximize its quarterly bonus categories and take full advantage […]

Chase Ultimate Rewards points can be redeemed for cash back, gift cards and experiences as well as airline and hotel partners such as Southwest Airline tickets. Fixed redemptions usually provide exceptional value while transfers to hotel partners often deliver more than average return. Additionally, certain Chase Ultimate Rewards cards offer attractive transfer bonuses that can […]

Capital One Platinum and QuicksilverOne credit cards offer basic services designed to help build or rebuild your credit. Both require fair credit – usually defined as having at least 580 FICO score – before being approved. Both cards feature low annual fees and no rewards; however, they both allow you to increase your credit limit […]

Holiday shopping can be both exciting and stressful; not just from finding gifts for friends and family members, but also because finances may take an unexpected blow during this festive season. There are some simple strategies available for those on a tight budget looking for ways to enjoy holiday shopping on a tight budget without […]