If your credit card payment falls into arrears for more than 60 days, an increased APR penalty may apply; to avoid this high interest rate altogether, make payments on time and read all fine print in your cardholder agreement carefully. Limit your usage and pay minimum payments on time – these strategies will help avoid […]
Category Archives: Credit Cards
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May
May
Not many credit cards allow you to select your own bonus categories; but Citi Custom Cash card does. They offer up to 3% back on any category you select as well as 2% at grocery stores and wholesale clubs. However, you must consider how much you spend in each elevated rewards category each billing cycle […]
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May
May
Whoever values gas rewards may find the $0-annual-fee Bank of America Customized Cash Rewards card attractive. This credit card offers 3% back in spending categories such as gas stations and EV charging stations, online shopping or cable, streaming internet, phone services with additional 2% offered back at grocery stores and wholesale clubs. 0% introductory APR […]
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May
May
Even with recent improvements, many Americans continue to struggle financially. According to a new LendingClub study, 64% of American consumers claim they at least periodically live paycheck-to-paycheck while 46% live that way regularly. The New Reality Check report by digital marketplace bank investigates why consumers struggle financially and what changes have been implemented to improve […]
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May
May
Depending on your goals for credit cards, points rewards cards might offer better value. When considering which option would provide the greatest return for you, be mindful of annual fee costs before applying. Bank of America Customized Cash Rewards Card provides an flexible cashback program. Each quarter, you can select your 3% bonus category – […]
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May
May
American Express’ Blue Cash Preferred Card provides 6% cash back on groceries, helping offset its $95 annual fee while adding even greater value. Plus, additional perks make this card even more desirable! These tips can help you maximize the rewards and benefits of an American Express card, including access to VIP event access like pre-sale […]
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May
May
Credit card issuers have taken on the role of travel agent by offering portals through which cardholders can book flights, hotels, rental cars and tours with points earned on their cards. Over time these portals have improved dramatically and present many advantages. But do they provide the ideal options for every booking? 1. Easy to […]
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May
May
Citi Double Cash Card is an efficient credit card with superior cash back. Although no annual fee is assessed, a 3% foreign transaction fee applies. These programs are ideal for individuals who do not wish to keep track of different spending categories and prefer the simplicity of a rewards system, or those looking for debt […]
29
May
May
Although the standard welcome offer for this card is 80,000 points, you could prequalify for a whopping 150,000 point bonus from CardMatch! This bonus nearly doubles its value over standard offers via personal referral links or reader referrals. Checking takes only seconds, without impacting your credit score directly, and is worth doing, especially since some […]
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May
May
Capital One Platinum Secured Credit Card works like any regular credit card but with the added advantage of improving credit. It features several helpful tools such as low security deposits and automatic credit limit increases. There is no annual fee; however there is a $40 late payment and balance transfer fee. No annual fee Capital […]