Even with recent improvements, many Americans continue to struggle financially. According to a new LendingClub study, 64% of American consumers claim they at least periodically live paycheck-to-paycheck while 46% live that way regularly. The New Reality Check report by digital marketplace bank investigates why consumers struggle financially and what changes have been implemented to improve […]
Category Archives: Credit Cards
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May
May
Depending on your goals for credit cards, points rewards cards might offer better value. When considering which option would provide the greatest return for you, be mindful of annual fee costs before applying. Bank of America Customized Cash Rewards Card provides an flexible cashback program. Each quarter, you can select your 3% bonus category – […]
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May
May
American Express’ Blue Cash Preferred Card provides 6% cash back on groceries, helping offset its $95 annual fee while adding even greater value. Plus, additional perks make this card even more desirable! These tips can help you maximize the rewards and benefits of an American Express card, including access to VIP event access like pre-sale […]
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May
May
Credit card issuers have taken on the role of travel agent by offering portals through which cardholders can book flights, hotels, rental cars and tours with points earned on their cards. Over time these portals have improved dramatically and present many advantages. But do they provide the ideal options for every booking? 1. Easy to […]
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May
May
Citi Double Cash Card is an efficient credit card with superior cash back. Although no annual fee is assessed, a 3% foreign transaction fee applies. These programs are ideal for individuals who do not wish to keep track of different spending categories and prefer the simplicity of a rewards system, or those looking for debt […]
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May
May
Although the standard welcome offer for this card is 80,000 points, you could prequalify for a whopping 150,000 point bonus from CardMatch! This bonus nearly doubles its value over standard offers via personal referral links or reader referrals. Checking takes only seconds, without impacting your credit score directly, and is worth doing, especially since some […]
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May
May
Capital One Platinum Secured Credit Card works like any regular credit card but with the added advantage of improving credit. It features several helpful tools such as low security deposits and automatic credit limit increases. There is no annual fee; however there is a $40 late payment and balance transfer fee. No annual fee Capital […]
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May
May
Citi Custom Cash credit card provides 5% cash back in one of your top eligible spending categories each billing cycle (up to $500 in spending; after this limit 1%). In addition, it features a $200 welcome bonus and offers a 0% introductory APR on purchases and balance transfers. Citi Custom Cash Card allows you to […]
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May
May
Bank of America Unlimited Cash Rewards offers an attractive rewards card that stands out from its counterparts by potentially offering higher rewards rates depending on your Preferred Rewards membership tier. This card also comes with additional advantages, including a $200 online bonus and the flexibility of redeeming rewards as statement credits, direct deposits into Bank […]
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May
May
Chase Freedom Unlimited provides its users with a number of credit card benefits, such as purchase protection and extended warranty coverage. Furthermore, this card earns you 5% for travel purchases made through Chase’s Ultimate Rewards travel portal, 3% at restaurants/delivery services like Caviar/DoorDash delivery services as well as 1.5% across all other purchases. 0% APR […]