Category Archives: Credit Cards

No matter your credit union membership requirements or needs, credit union cards offer many attractive features such as cash back rewards, low APR rates and debt payoff benefits that make them enticing options. Narrow down the possibilities by considering factors like welcome offers and foreign transaction fees when selecting your options. Credit unions tend to […]

Travelers looking to maximize the value of their airline miles may find them confusing, but savvy travelers can use rewards credit cards and other strategies to maximize the return from their points. Most airline miles earned can be redeemed on flights operated either by the same airline as well as its partners. No matter if […]

No annual fee credit card that enables you to maximize the points you earn with everyday purchases, with supermarket and gas station purchases earning 2x ThankYou points (up to $6,000 spent annually, then 1 point). This card offers an innovative round-up feature to make everyday purchases even more rewarding, as well as offering 10 percent […]

Citi Rewards+ Card is an innovative credit card that rounds up points on purchases to the nearest 10, offering an attractive welcome offer and no annual fee. Keep in mind that Citi has a 24-month rule regarding applying for multiple cards within the same family; thus you may not qualify for this card’s sign-up bonus […]

Given the Citi Prestige no longer accepting new applications, many current cardholders find the Premier card more suitable. Offering similar earning potential at a reduced annual fee and with features such as 3x earning categories and benefits such as free hotel nights for every four used as well as $250 travel credit perks such as […]

Capital One Spark Cash Plus credit card boasts a competitive 2% cash back earning rate with extra benefits such as roadside assistance, extended warranty protection and free employee cards – but is it worth its $150 annual fee? This business credit card is a charge card and requires full monthly payment, yet its advantages – […]

American Express’ Blue Cash Everyday Card delivers outstanding rewards across three popular categories and comes equipped with premium Amex benefits like car rental loss and damage coverage and free two-day shipping via ShopRunner (See rates and fees). In addition, this card features no annual fee and provides valuable monthly statement credits. 3% Cash Back on […]

There are numerous cards offering 2% cash back, but most require special banking arrangements and/or have restrictions on bonus categories. Others, like the SoFi Credit Card*, allow you to redeem rewards at a fee and deposit them into an eligible Fidelity account or use them toward paying down student or personal loans from SoFi. 1. […]

Balance transfer credit cards may be an appropriate means of debt consolidation if your debt can be paid off within the 0% interest period. But be sure to set a plan and adjust spending habits before using this form of debt consolidation. Opening a new card requires conducting a hard inquiry on your credit reports […]

Credit card companies use merchant category codes to determine transaction fees and reward earnings on your card. These four-digit codes may also affect how rewards accrue on your account. Knowing your Merchant Cash Category (MCC) can help you take full advantage of shopping portals such as Chase Ultimate Rewards or Capital One Offers to maximize […]