Responsible use of a secured credit card can have a positive effect on your credit score, but at some point, you may feel ready to transition away from it in favor of an unsecured card. Closing a secured card too soon could lower your credit score by decreasing average account age and credit utilization ratio. […]
Category Archives: Credit Cards
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May
May
American Express’ Blue Cash Preferred Card provides many families with substantial rewards in categories they regularly spend money on, while also offering travel benefits like secondary car rental loss and damage insurance as well as a global assist hotline. You must possess good to excellent credit in order to qualify for this card and its […]
27
May
May
Have the appropriate credit cards can bring significant advantages when it comes to spending. This is especially true if you enjoy dining out, traveling and ordering delivery services like GrubHub and Seamless. If this describes you, consider the Amex Gold card (terms and conditions apply) as your premium card of choice. It offers generous rewards […]
27
May
May
The Ink Business Preferred Card offers an exceptional points-earning rate on select business purchases and generous travel benefits such as primary rental car insurance coverage and cell phone protection for you and your employees if bill payment is made through this card. This perk can come in handy if you lose or damage your phone […]
27
May
May
Which card is right for you depends entirely upon your spending habits and travel goals. Citi Premier provides more opportunities to earn bonus rewards while the Chase Sapphire Preferred provides outstanding travel coverages as well as a 25% bonus when redeeming travel redemptions. New cardholders can earn an initial bonus of 60,000 ThankYou points after […]
27
May
May
Chase’s Pay Yourself Back program helps certain cardholders redeem Ultimate Rewards points at higher redemption values, such as by requesting a statement credit. This feature can be particularly valuable with cards like Chase Freedom Unlimited which offer up to five percent cash back across rotating quarterly categories (such as dining and drugstore purchases receiving three […]
27
May
May
Credit cards that offer airport lounge access can enhance your travel experience, offering a relaxing space before every flight. Most cards provide access to this lounge for the primary cardmember as well as up to two guests depending on which card is being used. Some cards provide access to airline-specific lounges while others, like Priority […]
27
May
May
Building credit can be an essential step towards financial security; however, starting from scratch can make this daunting challenge more daunting than anticipated. Building credit should start by using credit responsibly and paying on time with a credit card, although other options such as secured cards or piggybacking off another person’s history should also be […]
27
May
May
For cardholders seeking an earn rate without worrying about categories, 2% cash back credit cards can provide an ideal way of building their base earning rate and reaping their rewards in various forms – statement credit, direct deposit to bank account or even paper checks! 1. Easy to earn 2% cash back cards are one […]
27
May
May
Business credit cards offer many attractive perks and rewards, providing a potential solution for paying off big purchases or managing expenses more easily. There are distinct differences between small business credit cards and corporate credit cards in terms of eligibility requirements, debt liability obligations and utility considerations. Small business credit cards typically require a personal […]