Category Archives: Credit Cards

There are numerous cards offering 2% cash back, but most require special banking arrangements and/or have restrictions on bonus categories. Others, like the SoFi Credit Card*, allow you to redeem rewards at a fee and deposit them into an eligible Fidelity account or use them toward paying down student or personal loans from SoFi. 1. […]

If you have a fair credit score and need to establish an established track record of responsible card usage, this card may be for you. The preapproval process won’t have any adverse effect on your score and after six months of responsible use you could automatically qualify for an increased credit limit. No annual fee […]

For business credit cards that provide generous rewards and comprehensive travel protections, the Ink Business Preferred is worth consideration. Earn 3 points for every dollar spent in bonus categories while enjoying an exceptional sign-up bonus. It boasts one of the best points-earning rates, dynamic bonus categories and cardholder perks available on the market today, as […]

American Express’ Blue Cash Everyday Card delivers outstanding rewards across three popular categories and comes equipped with premium Amex benefits like car rental loss and damage coverage and free two-day shipping via ShopRunner (See rates and fees). In addition, this card features no annual fee and provides valuable monthly statement credits. 3% Cash Back on […]

Both cards offer excellent earning potential within their respective fields, while Amex Business Gold stands out in terms of redemption value over Ink Business Preferred card. Both cards also offer numerous valuable benefits and protections, such as cell phone protection and year-end spending summaries. Benefits Both cards offer various benefits, protections, discounts and statement credits […]

Understanding how credit card interest works can help you more efficiently manage your debt. It is crucial to remember that interest charges occur on an ongoing basis rather than being applied annually. Calculating daily interest is straightforward: start with your total balance at the end of your billing cycle (excluding fees and charges) then divide […]

Digital wallets can make shopping faster and simpler, yet many consumers remain wary about using them due to concerns about security. There are ways you can protect your data when using a digital wallet. For instance, most mobile payment apps only share tokens rather than your actual card number. Security Digital wallet security can be […]

Maximizing cash back with your credit card begins by finding cards tailored specifically to your spending patterns. Combine a flat-rate card with one offering bonus categories in order to increase earnings potential and optimize earnings potential. Always pay your balance off monthly to avoid interest charges that could quickly reduce rewards and accrue. Also consider […]

Most credit cards offer you up to 21 days grace period for new purchases without incurring interest, but this period could end if your balance is not cleared by its due date. Grace periods only apply to purchases and do not apply to balance transfers or cash advances, which start accruing interest immediately. Learn how […]

Capital One Spark Cash Plus card is tailored specifically to high-volume business spenders. It comes with an attractive welcome offer and many perks including employee cards, roadside assistance coverage and extended warranty coverage. However, the $150 annual fee might be an obstacle for small businesses considering applying. So is this card really worth investing in? […]