Category Archives: Credit Cards

The Ink Business Preferred Card offers an exceptional points-earning rate on select business purchases and generous travel benefits such as primary rental car insurance coverage and cell phone protection for you and your employees if bill payment is made through this card. This perk can come in handy if you lose or damage your phone […]

Which card is right for you depends entirely upon your spending habits and travel goals. Citi Premier provides more opportunities to earn bonus rewards while the Chase Sapphire Preferred provides outstanding travel coverages as well as a 25% bonus when redeeming travel redemptions. New cardholders can earn an initial bonus of 60,000 ThankYou points after […]

Chase’s Pay Yourself Back program helps certain cardholders redeem Ultimate Rewards points at higher redemption values, such as by requesting a statement credit. This feature can be particularly valuable with cards like Chase Freedom Unlimited which offer up to five percent cash back across rotating quarterly categories (such as dining and drugstore purchases receiving three […]

Credit cards that offer airport lounge access can enhance your travel experience, offering a relaxing space before every flight. Most cards provide access to this lounge for the primary cardmember as well as up to two guests depending on which card is being used. Some cards provide access to airline-specific lounges while others, like Priority […]

Building credit can be an essential step towards financial security; however, starting from scratch can make this daunting challenge more daunting than anticipated. Building credit should start by using credit responsibly and paying on time with a credit card, although other options such as secured cards or piggybacking off another person’s history should also be […]

Being an authorized user can help a person build or rebuild credit when used responsibly over a longer period. But there may also be drawbacks. As an account holder, it is your legal responsibility to pay off an authorized user’s debt if they miss payments or run up an excessive balance. 1. It can help […]

Only certain credit cards offer you the ability to choose and change your bonus spending categories monthly, although some cards might come with quarterly spending caps or lower regular APR rates that limit earnings. However, if you hold multiple large Bank of America deposit and investment accounts, considering which options could improve rewards rates may […]

Amazon shoppers have access to two cards designed specifically for them – an Amazon store card and Amazon Visa credit card – both offering various great benefits such as 5% cash back and special financing offers. Which Amazon store card should I choose from Synchrony or Chase? Both cards can only be used at Amazon; […]

There are a variety of factors to keep in mind when choosing a credit card, including interest rates, rewards programs and 0% APR promotions. Other important aspects include annual fees as well as any perks or welcome offers included with each card. NerdWallet can help you find the ideal card to meet your financial goals […]

Capital One Savor is an outstanding rewards credit card designed to offer food and entertainment shoppers great cash back rates in these popular categories, along with travel, consumer protection and other advantages that will help you save on dining, entertainment and grocery store expenses. Earn 4% cash back on dining, entertainment and popular streaming services; […]