Amex Business Gold card provides an outstanding return on your spending, with its welcome bonus of 70,000 Membership Rewards points and flexible statement credits and entertainment perks. Not every business will find this card suitable, particularly those not spending heavily in 4x categories; but for those that do, it makes an excellent option. 1. Membership […]
Category Archives: Credit Cards
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May
May
No annual fee credit card that enables you to maximize the points you earn with everyday purchases, with supermarket and gas station purchases earning 2x ThankYou points (up to $6,000 spent annually, then 1 point). This card offers an innovative round-up feature to make everyday purchases even more rewarding, as well as offering 10 percent […]
27
May
May
Both cards offer 2% cash back at gas stations and restaurants (up to $1,000 combined per quarter in combined spending), and 1% cash back for all other purchases, along with a generous sign-up bonus that matches your cash back in year one. If you’re a student looking to maximize rewards in rotating categories, Discover it […]
27
May
May
An increased credit card interest rate (or APR) means more of your payments go toward paying interest and less toward eliminating debt, but by simply asking you may get a reduced APR rate. Credit card issuers may be more willing to negotiate if you’re an established customer who consistently pays on time; don’t give up […]
27
May
May
Travelers looking to maximize the value of their airline miles may find them confusing, but savvy travelers can use rewards credit cards and other strategies to maximize the return from their points. Most airline miles earned can be redeemed on flights operated either by the same airline as well as its partners. No matter if […]
22
May
May
James is contemplating taking out a payday loan from Diane. However, Diane wants him to pay an interest rate which exceeds legal maximum. James can take action against Diane by nullifying his loan contract and recovering double or even triple the usurious interest paid. Laws differ depending on which state banks are in. Banks can […]
22
May
May
Bank of America Unlimited Cash Rewards and Customized Cash Rewards credit cards both provide cardholders with generous cash back rewards. While the Unlimited Card provides a flat rate reward structure, the latter tiers its rewards accordingly. Cardholders may choose between direct deposit to their checking or savings accounts at Bank of America or credit towards […]
22
May
May
No merchant may store your credit card details without your express permission. Credit Card Processing Industry regulations (PCI) forbid retailers from storing any authentication data – like the security code on the back of Visa, MasterCard or American Express cards. Some clerks still write phone numbers and addresses on credit card sales slips as “store […]
22
May
May
Small business owners frequently rely on credit cards for convenience purposes – earning rewards, tracking expenses and providing employees with benefits like travel and rental car coverage. Though it may not be illegal to charge personal items on your business credit card, doing so could violate its cardholder agreement and lead to complications at tax […]
22
May
May
Credit scores have the ability to drastically affect your ability to secure loans or rental homes, open utility accounts, set up cellphone service plans and more. Therefore, it’s vitally important that you monitor and make timely payments on your credit score in order to stay eligible. An outstanding credit score is essential to qualifying for […]