Category Archives: Credit Cards

Capital One Quicksilver Cash Rewards credit card provides unlimited 1.5% cash back on every purchase, plus an extra 5% when booking hotel and rental car reservations through Capital One Travel. Plus, cardholders will receive an instant $200 bonus after spending $500 in their first three months as members! This card is an ideal option for […]

Flat-rate cash back cards may be ideal if you prefer not to manage multiple rewards rates and categories for different cards, however it’s essential that your card selection matches with your spending habits and financial goals. Consider whether you prefer simplicity over category tracking or have a low spending limit to avoid annual fees, and […]

With several months left until Christmas, savvy shoppers still have time on their side to save money, compare prices and stack discounts using rewards credit cards, online shopping portals or store coupons. Start shopping early this holiday season to avoid stress, crowds, and potentially selling out items! Here’s why it is advisable. 1. It’s easier […]

If you are having difficulty making payments on your credit cards, hardship programs may offer relief. Before approaching the lender or card issuer for assistance, however, be sure to explore all other alternatives such as cutting expenses or creating an affordable budget plan. Hardship programs are in your creditors’ best interest as they can encourage […]

If you have outstanding credit card debt or need to make a substantial purchase, the U.S. Bank Visa Platinum card could help save money with its 0% APR offer on balance transfers and purchases as well as its no annual fee structure and cellphone protection coverage of up to $600 per claim with only $25 […]

Small business owners frequently rely on credit cards for convenience purposes – earning rewards, tracking expenses and providing employees with benefits like travel and rental car coverage. Though it may not be illegal to charge personal items on your business credit card, doing so could violate its cardholder agreement and lead to complications at tax […]

Credit scores have the ability to drastically affect your ability to secure loans or rental homes, open utility accounts, set up cellphone service plans and more. Therefore, it’s vitally important that you monitor and make timely payments on your credit score in order to stay eligible. An outstanding credit score is essential to qualifying for […]

Credit card balance transfer cards can help you lower debt and save on interest, but finding one with poor credit can be challenging. Consider alternative debt repayment strategies such as debt consolidation loans to improve your credit score and increase the odds of qualifying for a balance transfer card. Rates If you have poor credit, […]

Being an authorized user can help a person build or rebuild credit when used responsibly over a longer period. But there may also be drawbacks. As an account holder, it is your legal responsibility to pay off an authorized user’s debt if they miss payments or run up an excessive balance. 1. It can help […]

Only certain credit cards offer you the ability to choose and change your bonus spending categories monthly, although some cards might come with quarterly spending caps or lower regular APR rates that limit earnings. However, if you hold multiple large Bank of America deposit and investment accounts, considering which options could improve rewards rates may […]