Category Archives: Credit Cards

Why you should start your holiday shopping early?

With several months left until Christmas, savvy shoppers still have time on their side to save money, compare prices and stack discounts using rewards credit cards, online shopping portals or store coupons. Start shopping early this holiday season to avoid stress, crowds, and potentially selling out items! Here’s why it is advisable. 1. It’s easier […]

How to earn the Amex Blue Cash Everyday welcome bonus

Although its rewards values are lower than those on the Blue Cash Preferred card, this card still provides solid earning rates across multiple categories and an attractive welcome bonus for new accounts targeted specifically. Credit card users with smart accounts often select cards with generous signup bonuses – this one could offer up to $200 […]

How to choose a business credit card

Consider your company’s financial needs and spending patterns when selecting a business credit card. For instance, rewards in certain categories or reduced introductory APR periods on purchases might be appropriate options. Employer cards and purchase protection plans may help make expenses easier to track; however, all cards come with associated fees and rates. Credit limit […]

Discover it Student Cash Back vs. Discover it Student Chrome

Both cards offer 2% cash back at gas stations and restaurants (up to $1,000 combined per quarter in combined spending), and 1% cash back for all other purchases, along with a generous sign-up bonus that matches your cash back in year one. If you’re a student looking to maximize rewards in rotating categories, Discover it […]

Can you pay off your Apple Card with a balance transfer?

Balance transfer cards offer many credit card holders a way out from debt; but can Apple Card owners use balance transfers as a solution? The Apple Card does not provide balance transfer capabilities. While this may disappoint some cardholders, this decision helps safeguard credit scores as balance transfers can negatively impact them. 1. Balance Transfer […]

How your grace period lets you avoid paying interest on a credit card

Most credit cards offer you up to 21 days grace period for new purchases without incurring interest, but this period could end if your balance is not cleared by its due date. Grace periods only apply to purchases and do not apply to balance transfers or cash advances, which start accruing interest immediately. Learn how […]

Is it safe to add a credit card to my digital wallet?

Digital wallets can make shopping faster and simpler, yet many consumers remain wary about using them due to concerns about security. There are ways you can protect your data when using a digital wallet. For instance, most mobile payment apps only share tokens rather than your actual card number. Security Digital wallet security can be […]

How to choose a credit card for everyday spending

Credit cards offer an effective way to build rewards on everyday purchases – just remember to clear off your balance each month to avoid incurring interest charges and build your credit score! Selecting the ideal card for everyday spending depends on where and what you spend your money. There are general rewards cards that offer […]

Which Amazon credit card is best for you?

If you shop Amazon regularly, chances are you want a credit card that provides significant rewards with both Amazon purchases and other everyday expenses. WalletHub editors reviewed four cards that meet this criteria. Which card is right for you depends on various considerations, including your membership of Amazon Prime and how you prefer to redeem […]