Category Archives: Credit Cards

Can a merchant store my credit card details without permission?

No merchant may store your credit card details without your express permission. Credit Card Processing Industry regulations (PCI) forbid retailers from storing any authentication data – like the security code on the back of Visa, MasterCard or American Express cards. Some clerks still write phone numbers and addresses on credit card sales slips as “store […]

Is it illegal to use a business credit card for personal expenses?

Small business owners frequently rely on credit cards for convenience purposes – earning rewards, tracking expenses and providing employees with benefits like travel and rental car coverage. Though it may not be illegal to charge personal items on your business credit card, doing so could violate its cardholder agreement and lead to complications at tax […]

“Sibling” credit card pairs: Which one should you get?

Cheese and crackers, shoes and socks and credit cards with rewards all go better together than separately – that is especially true of pairing cards to boost earning potential. Today’s top credit cards offer various sibling cards with even stronger rewards, perks and benefits; but which should you select? Blue Cash Everyday American Express recently […]

Best 2 percent cash back cards

The best 2 percent cash back cards offer an easy rewards rate that doesn’t involve activating categories or tracking earning caps. Many also don’t charge an annual fee and allow you to redeem rewards towards investing, savings or paying down loans with the issuer. Some cards offer additional perks, like travel insurance and DoorDash memberships; […]

Your complete guide to the Bonvoy Brilliant $300 dining credit

As one of Marriott’s premium cards, Bonvoy Brilliant American Express card comes equipped with some fantastic benefits – these include up to $300 worth of credits each calendar year and $25 in dining statement credits each month. Credit can be activated by both primary and authorized card members; here’s everything you need to know about […]