Category Archives: Credit Cards

Both Blue Business Cash and Plus cards provide valuable rewards, but each comes with distinct advantages for your business. When selecting the ideal card for you and your staff, consider your preferences for flexibility of points versus cash back rewards. Both cards offer American Express Membership Rewards points that can be redeemed for flights, hotels […]

Capital One Spark Cash Plus card is tailored specifically to high-volume business spenders. It comes with an attractive welcome offer and many perks including employee cards, roadside assistance coverage and extended warranty coverage. However, the $150 annual fee might be an obstacle for small businesses considering applying. So is this card really worth investing in? […]

Maximizing cash back with your credit card begins by finding cards tailored specifically to your spending patterns. Combine a flat-rate card with one offering bonus categories in order to increase earnings potential and optimize earnings potential. Always pay your balance off monthly to avoid interest charges that could quickly reduce rewards and accrue. Also consider […]

Understanding how credit card interest works can help you more efficiently manage your debt. It is crucial to remember that interest charges occur on an ongoing basis rather than being applied annually. Calculating daily interest is straightforward: start with your total balance at the end of your billing cycle (excluding fees and charges) then divide […]

Capital One Spark Cash Plus stands out by awarding 2% cash back across all spending. In addition, it comes with an attractive sign-up bonus and multiple redemption options. As this card is a charge card, its balance must be settled each billing cycle or you risk incurring fees and incurring charges. This may not work […]

American Express Membership Rewards points can be redeemed in many ways, but their most advantageous use lies with travel partners of American Express – particularly airline and hotel loyalty programs that convert at 1:1 ratio. Use points to give back by making charitable donations through JustGiving, although only do this if it makes sense for […]

There are a variety of factors to keep in mind when choosing a credit card, including interest rates, rewards programs and 0% APR promotions. Other important aspects include annual fees as well as any perks or welcome offers included with each card. NerdWallet can help you find the ideal card to meet your financial goals […]

Only certain credit cards offer you the ability to choose and change your bonus spending categories monthly, although some cards might come with quarterly spending caps or lower regular APR rates that limit earnings. However, if you hold multiple large Bank of America deposit and investment accounts, considering which options could improve rewards rates may […]

The Citi Diamond Preferred Card gives cardholders ample time to repay debt without accruing interest charges, yet has a high balance transfer fee and limited insurance and purchase protection coverages. If your aim is to avoid interest on existing credit card debt or finance future expenses, this card may be well worth its annual fee. […]

Finding the ideal credit card can make all the difference in terms of rewards. But it is important to be aware of what factors should be considered when selecting a card. The Chase Freedom Flex offers up to $1,500 cash back every quarter in rotating bonus categories (up to 5% cash back in all). Plus […]