Category Archives: Credit Cards

Citi’s selection of airline and hotel transfer partners provides excellent travel redemption value with its programs. In addition to airlines, Citi also has some attractive partners like Choice Privileges and Wyndham Rewards which add even greater travel redemption value for travel using Citi programs. This guide aims to show how Citi ThankYou points can be […]

Elite credit cards provide frequent travelers and high-wealth individuals with numerous perks; however, these cards may incur high annual fees and require extensive spending before unlocking all of their benefits. How you decide whether an elite card is worthwhile depends on your travel needs and preferences, with key components being sign-up bonus, rewards, and annual […]

If you want a credit card that offers solid returns without being tied down by bonus categories, consider the Ink Business Unlimited card. This one provides 1.5% cash back on purchases regardless of category – meaning more money that could turn into Chase Ultimate Rewards points! What’s the difference? Both Ink Business Cash and Ink […]

Based on your spending patterns, a flat-rate card may become your go-to option in your wallet. It can act as the ideal complement to cards that offer additional rewards in specific categories like groceries, travel or dining. Before applying for a 1.5% cash back card, it is essential to carefully consider whether it will meet […]

The Chase Sapphire Reserve card provides great value, offering 3X Ultimate Rewards points on travel and dining as well as a $300 annual travel statement credit. Plus, its extensive consumer protections make this an excellent card to use alongside its complimentary Priority Pass Select airport lounge membership membership. Employing travel credits can be straightforward, but […]

The Chase Sapphire Preferred Card’s generous 60,000-point sign-up bonus makes it one of the top initial offers available; but beyond its initial bonus offer are many additional benefits to enjoy with the card. Point transfers with travel partners often offer enormous value, while other Chase Sapphire Preferred Card benefits include access to airline lounges and […]

The Petal 1 No Annual Fee Visa Credit Card is an ideal credit-building card for people with less-than-stellar credit histories, featuring few to no fees and offering you up to 10% cash back at participating merchants. The Petal credit card reports to all three major credit bureaus and allows you to link a bank account […]

Discover it Cash Back offers high rewards rates across common spending categories such as gas and groceries. Furthermore, its 0% intro APR waives your first late payment fee! However, you will have to manually activate the 5% categories and you may face an annual spending cap of $1500 in rewards, making it more challenging than […]

Petal Credit Card stands apart from its peers by using an innovative formula that takes into account cash flow and payment history to establish creditworthiness, making this card ideal for those with thin credit histories. Before applying online for a card, it’s a good idea to see if you are preapproved online. This won’t harm […]

Delta flyers who appreciate having their first checked bag free and priority boarding as well as receiving a 15% point discount off award travel should consider the SkyMiles Gold card as a good value proposition; however, will its $250 annual fee (waived after year 1) justify this purchase? Amex Gold is an improved airline credit […]