Category Archives: Credit Cards

The U.S. Bank Visa Platinum Card features an extended 0% introductory APR period for balance transfers and new purchases, cell phone protection benefits and no annual fee compared to most credit cards. Although this card may help with debt repayment, other cards with rewards programs and sign-up bonuses could provide greater long-term value. 0% intro […]

If you travel frequently for business, taking advantage of rewards with a business card without foreign transaction fees can maximize your rewards and provide added perks and coverage for owners of small businesses. Business credit cards typically feature lower annual fees and key features like an introductory 0% APR period; plus they often provide points, […]

Consumers who spend frequently in one category like groceries or home improvement may find this card attractive; however, its main limitation lies with a limited maximum spending that earns bonus rewards each billing cycle. Citi Custom Cash Card provides up to 5% cash back in one eligible category per billing cycle up to $500 and […]

Credit cards can be an excellent way to finance home renovations. Many credit cards offer 0% interest and rewards programs; some even feature balance transfer features at no cost. However, it’s essential to recognize the risks associated with using credit cards for home renovation. Without being disciplined and sticking to a budget, credit cards can […]

Citi Simplicity Card provides one of the longest 0% intro APR balance transfer periods available today, giving you plenty of time to tackle debt. Plus, with minimal fees like no late fee or penalty APR applied – making this card truly easy! This card is ideal for those who prefer paying down debt rather than […]

Citi offers credit cards with long introductory APR periods to help consolidate debt or tackle high-interest balances, along with rewards and benefits depending on which card is chosen. Some of the top Citi credit cards with balance transfer offers feature 0% interest on debt repayment for up to 15 months, 18 or 21 months. 0% […]

Unbeknownst to many consumers, credit card companies sometimes send balance transfer checks with low introductory APR offers in the mail – but these checks could end up being very costly if used irresponsibly. Consumers using debt consolidation checks should read through and carefully consider any fine print and calculations before using one, cautions Malik. Before […]

Mission Lane Visa Card can help people who are working to establish or repair their credit histories. By reporting account data monthly to credit bureaus, this card can help build or rebuild credit over time and help boost your score over time. It’s also one of the few cards available for those with poor credit […]

An outstanding balance (commonly known as current balance) on your account refers to all outstanding amounts owing on it, such as purchases, balance transfers, cash advances and any fees or interest charges that accrue over time. Understand that an outstanding balance differs from your statement balance, which appears on your monthly statement. What is an […]

Amazon Prime members have multiple credit card options available to them, from rewards-oriented cards such as the Amazon Store Card and Visa Rewards to those designed to help those with fair or poor credit build their credit history. With its low security deposit of up to your approved credit limit (maximum $1,000), Synchrony’s secured credit […]