Category Archives: Credit Cards

Credit cards that offer cash back rewards are an effective way to save money on everyday purchases, whether in the form of statement credits or points redeemable for gift cards and travel experiences. Your cash back can be redeemed through various methods, including statement credits, checks or bank transfers. However, it is wise to avoid […]

The Ink Business Preferred offers businesses who spend in its bonus categories significant rewards; however, this card may not be suitable for everyone. This card boasts an attractive welcome offer, excellent points-earning categories and valuable travel protections that we estimate exceed its $95 annual fee. 1. Travel Protection The Ink Business Preferred is among the […]

Considerations should be given when selecting an airline loyalty program, according to WalletHub’s rankings of top 10 programs comparing 21 key metrics with regard to light, average and frequent flyer budgets. These factors include the value and ease of claiming rewards, booking award flights, and what elite members can enjoy onboard. 1. Alaska Airlines Alaska […]

Gen Xers born between 1965 and 1980 have experienced their share of economic turbulence. More dual-income households, single parent families, and children of divorce exist among Gen Xers than among boomers or millennials. And many Gen Xers say they cannot save for retirement until they have paid down their credit card debts. Here are some […]

A suitable credit card rate depends on the type of card you own. Card issuers usually set rates according to their benchmark interest rate, with additional costs applicable for purchases, balance transfers and cash advances. Your credit card APR depends on both your credit score and history; to secure the best purchase APR, focus on […]

Delta SkyMiles offer excellent value when redeemed for flights in premium cabin seats, especially through Delta’s perks program that offers various ways of earning and redeeming miles – including with its credit cards. Membership of SkyTeam and partnerships with other airlines provide additional redemption opportunities; however, an absence of award charts and dynamic pricing could […]

The Platinum Card is an unsecured credit card designed to assist those with fair to average credit in building or rebuilding their scores without incurring annual fees or earning rewards. Furthermore, this card may offer the possibility for an increase in their credit limit after six months. Though lacking many of the amenities associated with […]

Amazon Prime members have multiple credit card options available to them, from rewards-oriented cards such as the Amazon Store Card and Visa Rewards to those designed to help those with fair or poor credit build their credit history. With its low security deposit of up to your approved credit limit (maximum $1,000), Synchrony’s secured credit […]

Capital One Spark Cash Plus credit card provides an outstanding rewards rate, no foreign transaction fees and an impressive welcome bonus – but not everyone qualifies; to qualify you must have impeccable credit as well as pay off the balance each month. As a charge card user, you are expected to clear your balance every […]

An outstanding balance (commonly known as current balance) on your account refers to all outstanding amounts owing on it, such as purchases, balance transfers, cash advances and any fees or interest charges that accrue over time. Understand that an outstanding balance differs from your statement balance, which appears on your monthly statement. What is an […]