Category Archives: Finance Guide

Car insurance is required by law in most states. The national average cost of car insurance is $1,674 per year for a full coverage policy, which is based on a sample quote for a 2019 Toyota Camry. Car insurance premiums can be customized based on your age, gender, and car type. According to Bankrate’s 2021 study on annual car […]

When it comes to making the largest financial decision of your life—buying a home—it’s important to make sure your investment is protected. Mortgage title insurance is one way that you can do this. It’s a form of insurance that covers an owner against any unexpected problems with their title. But what is mortgage title insurance […]

Boat insurance is essential for protecting your investment, no matter where you live. If you’re asking yourself “Is boat insurance required in PA?” the answer is yes—boat owners in Pennsylvania must carry liability insurance to protect their boats and the people who sail them. But how do you go about finding boat insurance that meets […]

You may see the NAIC referenced when researching insurance companies. This can make you wonder about how it affects your coverage decisions. The NAIC will help you understand what you should expect from your insurance company. NAIC stands for National Association of Insurance Commissioners. This organization is responsible for overseeing insurance regulation in the United States. What […]

Healthcare has been a hot-button issue for many years now, and it’s no surprise why. With so many options for individual health insurance, it can be hard to know where to start or even if you should get coverage at all. In this blog post, we will discuss the ins and outs of individual health […]

Health insurance can be a tricky subject to understand, especially when it comes to the specific details of an individual policy. In this article, we will focus on one such detail: the annual deductible. What is an annual deductible? How does it work? And why is it important to know about it? This guide will […]

Have you ever heard of National Insurance in the UK? Do you know how it works, who pays it and how it affects your earnings? In this article, we’ll explain what National Insurance is, who pays it and how you can use your National Insurance to benefit you. If you’re a resident in the UK […]

When it comes to understanding life insurance policies, there’s a lot of confusing lingo that sometimes gets thrown around without explanation. One such term is “paid up”—and while it may sound like something positive, it actually has its own unique set of implications. In this article, we will explore what paid up means in life […]

Homeowners today must consider a range of factors when shopping for their home’s insurance. Not only should coverage be considered, but the cost for such coverage should also be taken into account. Of all these items, appliance insurance is typically one of the least talked about, yet it is an important piece of the puzzle […]

Oral surgery can be expensive, and if you’re in need of one, the cost might be your biggest concern. One way to mitigate the cost is to determine whether your health insurance covers any or all of it. It’s a common question among those considering oral surgery, and one with a complicated answer. In this […]