Category Archives: Finance Guide

You may have to pay more for repairs if your vehicle is damaged in an accident. You should also consider other costs such as phone calls to handle claims or the financial impact of being absent from work for any reason. These miscellaneous costs are not covered by motor legal coverage. What’s the benefit? Recovery of costs, […]

It doesn’t mean you need to buy insurance if you want insurance for home improvements. It’s not a bad idea, however. This is especially true if you’re going to do the home improvements yourself. What if you’re going to hire someone else? What can you do to protect yourself against any damages that may occur while they or […]

Driving without car insurance is expensive According to the Insurance Information Institute in 2015, 13% of Americans were uninsured. Driving without insurance is dangerous and expensive. Additional fees are often added to ticket fines. You could end up paying more in fines for one offense than for your entire year of car insurance. You may be cited for driving […]

If you own a registered vehicle in Rhode Island, car insurance is legally required. You could be subject to severe penalties, such as heavy fines and restrictions on your driving privileges, if you don’t have auto insurance. Whether you currently live in Rhode Island or are planning a move to the Ocean State, it is important to understand car insurance […]

Have you found the bike that suits your needs? You are now ready to take it out on the streets. Have you checked that your coverage is adequate for your two-wheeler before you go? You should consider a comprehensive policy if you don’t have enough coverage. Before you decide which policy you want, it is important to review a […]

The animated gecko on TV tells us to get insurance quotes that are competitive. While this is an effective way to lower our premium, there are other options. How to Reduce Your Automobile Insurance Costs A risk is a way to get a lower rate from your insurance company. The chance that you will cost […]

Earthquakes can strike anywhere and at any time. You could end up paying out of your own pocket if you don’t have earthquake insurance. Standard homeowner’s insurance typically does not cover earthquake losses, with many insurance companies requiring an additional policy endorsement or rider for earthquake damage. California was hit by two earthquakes in 2019, which caused nearly $40 […]

First Notice of Loss is like other insurance niches. It uses a lot of acronyms to describe the methodologies and nuances that are relevant for both consumers and providers. It can be confusing for both consumers and providers. Consumers can be considered claimants for the purposes of this article. Providers can include TPAs, insurance carriers, and FNOL […]

43% of British people don’t have their mortgage protected by life insurance. This is a huge jump from 2006. Economy has had to change as the recession is affecting families and their budgets are being hit hard, especially when they face redundancy. Recent research* in What Mortgage (3 November 2010) shows that many people have stopped […]

Summary: Travel insurance provides emergency coverage for travelers who travel from their country to cover a medical emergency abroad. It covers medical evacuations and emergency situations. It is possible that your home health insurance does not cover you overseas, so it is a smart idea to get travel medical coverage. Example Story Imagine the following: Your […]