Category Archives: Finance Guide

It is possible to wonder if an auto loan will affect your insurance costs. Yes, it does. But not in the way you think. Having an auto loan usually doesn’t make the insurance company charge you more for the same policy. What a loan does is add additional coverage requirements to your policy — mainly collision and comprehensive — so the […]

Gaffney is a small community near the North Carolina and South Carolina borders. However, there are huge savings for drivers who do some comparison shopping to get their car insurance premiums lower. Gaffney drivers pay $523 per year for minimum coverage. Full coverage costs $1,410 per annum. This is lower than the national averages at $565 […]

Although there are many possible severe weather events in the country, statistics show that fire is the most serious threat to families and individuals. Every day, families in every state have been affected by fires at home or in their apartments. Tragically, each day, at least two families are affected by a fire in their home or […]

Although it is difficult and costly to buy life insurance after being diagnosed with cancer, you may be able purchase a policy. You’ll have to evaluate whether the available coverage and cost make financial sense for you. Patients with cancer typically are not eligible for guaranteed-issue policies that offer limited coverage or pay out less in the […]

You can’t help but be curious about the coverages offered by each policy. This will allow you to make an informed decision on which option is best for your business. You have the option of purchasing combined motor trade insurance. This is suitable for many businesses in the industry, from body shops to mechanical workshops. […]

For the financial security it offers to loved ones, all men and women who serve in HM Forces should look into life insurance. Special policies are available for those who serve in HM Armed Forces as well as international teachers, expatriates, and schools. International schools insurance policies as well as expats insurance policies offer coverage that […]

Many people wonder, can you sell your life insurance policy? You might decide to sell your life insurance policy for a variety of reasons. You might have a better deal or just need the cash. No matter what your motivation, you can sell life insurance policies for cash using a process called a “life settlement”. There are some things you should […]

Premiums for life insurance are primarily determined by your age, health, and lifestyle. This means that people over 65 and those with pre-existing conditions will pay more to insure than people younger and healthier. When creating an insurance policy quote, life insurance underwriters take into account individual characteristics and circumstances. Although it might seem tempting to […]

No matter how costly your insurance policies may be, they will not save you from fines for traffic offenses like speeding, careless driving or DUI (Driving Under Influence). You are putting your life and that of others at risk by getting a DUI ticket. Depending on the severity of the offense, you may have to pay heavy […]

As a childminder you will have to manage the behavior of your children and ensure their safety and health. It is legal to have Childminders Insurance Protection in place in the event of an emergency. Do you provide childminding services? You need to ensure that you are adequately covered for the unexpected when you work for […]