Category Archives: Finance Guide

You’ve probably seen the words “pediatric dental” on your health insurance card, but what does it actually mean? Pediatric dental coverage is a key component of any health insurance plan and can help you and your family stay healthy. In this article, we’ll answer the question: what does it mean for pediatric dental to be […]

The definition of “American way” will determine whether or not a particular type of carrier does business in the American manner. There is no one accepted definition of the term. Some definitions would exclude state funds. Others would exclude mutuals and reciprocals. Other definitions would also exclude Lloyd’s of London. However, other definitions would include all carriers that do business […]

If you own a car, there’s a good chance you have AAA insurance. But do you know what your coverage includes? Does AAA insurance cover windshield replacement? In this blog post, we will answer this question and discuss the various types of coverage offered by AAA. We will also discuss why it is important to […]

This is a common misunderstood problem: how to correctly insure “subject to” property. It is obvious that the “Due on Sale (DOS)” clause will be invoked, and the mortgage company will call the note. Despite being complex, there are some common sense rules of thumb that usually apply. Be the “first named insurance” if you or your company […]

Making an insurance claim can be a daunting process, as there are a lot of uncertainties and unknowns. You want to make sure you’re asking all the right questions when it comes to making that claim, so that you know what to expect and can get the most out of your insurance policy. In this […]

This article does not address whether or not you should apply for Life Insurance Policies. It focuses more on what policies are available and the requirements for obtaining a policy. Long term life insurance plans will also be the focus of our discussion. Before we get into the details about policies, let’s first define what “Insurance” means. […]

Many people make the decision to purchase life insurance so their loved ones will be protected in case of their passing. It can be difficult to understand the industry and you may not be aware of certain aspects about life insurance. How many people have life assurance? LIMRA’s 2020 Insurance Barometer Study found that 54 percent […]

When you purchase a new car, one of the most important decisions to make is whether or not to invest in excess wear and tear insurance. It’s a commonly overlooked option, but it can provide invaluable protection in the event that your car starts showing signs of accelerated wear and tear. But what exactly is […]

With the current health insurance landscape in flux, it’s important to understand when and how you can cancel your health insurance policy. If you purchased your health insurance plan through the Marketplace, there are specific steps you must take in order to cancel your policy. This article will outline those steps and provide resources to […]

Multi-discipline fraud is evident in the rise of practices that were created by practice building consultants to avoid or eliminate limited chiropractic insurance coverage. They are often associated with an MD. This type of practice is now less popular due to increased scrutiny and investigative interest on the part third party payers as well as state […]