Category Archives: Finance Guide

People with low incomes often are not eligible for mainstream financial services. Low income families tend to rely on more costly forms of credit or go without the essentials. This is true even when it comes to cars. It is difficult for low-income families and individuals to obtain auto financing that meets their needs. This is normal, but we […]

A functioning AC unit is essential for comfort and quality of life. It’s important that you are prepared to pay maintenance costs as well as replacement costs. A home warranty might cover repairs or replacements of your AC unit that are caused by regular use. However, homeowners insurance generally doesn’t cover wear. Your insurance provider will not likely reimburse […]

You can get car insurance whether you’ve been looking for the best deals on used cars or bought a brand new car off the lot. Although insuring a used or new vehicle is relatively easy, many people are curious if it is possible to insure salvage vehicles. When an insurance company declares a car a total loss, it will […]

In today’s competitive cell phone market, how does Verizon’s insurance compare to the offerings of other carriers? With so many options, it can be difficult to know which is the best choice for your needs. To make an informed decision, you need to understand the key differences between each option. In this blog post, we […]

A deductible is a special feature that can save you money on your Collision insurance. Deductibles are generally disliked by most people. People don’t like deductibles. It is time to change the way you think about deductibles. You have the opportunity to be responsible for your financial problems by having a deductible. This is because your premium will be lower […]

The American Pet Products Association reports that 67% households in the United States own at least one pet. 63.4 million households have a dog, and 42.7 millions households have a cat. Renters who own pets should consider the coverage of their renters insurance. You might even consider pet insurance. While pets offer many benefits to their owners, there are also risks of […]

The Centers for Disease Control (CDC) reports that six out of ten U.S. adults suffer from a chronic illness, and nearly half of all Americans have two or more chronic diseases. If you are suffering from a chronic illness, life insurance is a good option. You can rest assured that your loved ones will be taken good care […]

Home insurance is an important part of protecting your home and your family. It covers repairs and replacement costs for damage to the structure of your home, as well as personal property if it’s stolen or destroyed by a covered event. But what is a home insurance declaration page? If you’re new to the world […]

Is your agent fluent in English? It’s possible you might believe so, until you take a look at your auto insurance policy. It can be difficult to discern the English from the legal-ese, insurance-ese and big-word-ese that is mixed up in most policies. This makes it difficult for average drivers to understand the policy without having a […]

Like most companies, insurance companies in California view speeding tickets in California as risky behavior. If you are cited for speeding in the Golden State, your premium will increase. Understanding how your insurance premium could rise and what you can do to lower it may help you prepare for the consequences of a speeding ticket. To help […]