Category Archives: Finance Guide

You have the option to purchase insurance directly from an insurance company, a tied agent, a bank representing one company, or through an insurance broker. A broker can help you save money and time, as well as reduce the amount of time that you spend looking for insurance. These are just a few of the benefits […]

Medicare covers many services for people with mental illness or substance abuse disorders. However, there are special rules that limit the coverage and reimbursement. Medicare does not cover services for mental, behavioral and substance abuse disorders as well as other services. Treatment of Substance Use Disorders and Alcoholism Medicare will cover treatment for alcoholism and other […]

Many factors can influence your insurance policy’s rates and coverage. Many of these factors are general in nature, but there are many that address specific situations. Insurance companies can use your gender, age and marital status to determine your price. Surprisingly, the car you drive is often a factor in determining your cost. It is not surprising […]

This article explains why Key Man/person insurance is important for small and medium-sized companies. It also explains what this type cover covers. This article will explain what Key Man/person insurance is and how it can help your company. Key Person or Key Man Insurance – Do you need it? If a key employee is seriously ill […]

Every insurance company has its own business model, each one geared to a specific market. You have two options when looking for auto insurance quotes. Today, I’ll be talking about call center companies for insurance. These are the easiest way to get an auto insurance quote. Simply dial, enter your information, and you will receive a quote right […]

Mental health is a major issue that affects many individuals around the world, yet seeking professional help can often be expensive and inaccessible for those without insurance. While it can seem impossible to find a psychiatrist if you do not have insurance, there are several resources available to explore. In this article, we’ll discuss the […]

Two things that you can influence to affect premiums are Cover (i.e. You can influence what and how much coverage you have and Claims. You need to consider all four elements of Cover. * Excess – The amount you will pay for each claim. This should result in a decrease in premiums. The amount of excess you need […]

Although they have only a few years driving experience, 20-year-olds still pay high annual premiums. The average cost of full coverage car insurance for 20-year-olds is $3,795 per year. For 20-year olds, car insurance can be expensive. However, understanding how your premium is calculated and what you could do to reduce it might help you make your coverage affordable. […]

It’s an unfortunate fact of life that death can happen suddenly and unexpectedly—leaving those you love behind in financial distress. To prevent this, many people invest in life insurance policies. But when tragedy does strike, how long does it take for life insurance to pay out? In this blog post, we’ll explore the details about […]

If you’ve recently been in a car accident, you may be wondering if your car insurance premium will go up in California due to the incident. Many people assume that if the accident is not their fault, then their rates will not increase. However, this is not always the case. In this post, we’ll explore […]