Category Archives: Finance Guide

It is important to know whether your vehicle requires a statutory inspection. It is normal to assume that a vehicle will fall into one of these two categories when buying a car. The vehicle may be brand-new, or relatively recent. As such, it probably doesn’t need a statutory inspection. It will usually have a manufacturer guarantee that […]

Charleston’s homeownership rate is 62%. This is slightly lower than the 66% national average. Charlestonians pay $1,213 annually for a house with $250,000 coverage. This is lower than the average of $13,312 per annum. Charleston is prone to flooding, and homeowner policies should be carefully considered. It is possible to get the best homeowners insurance for Charleston, despite the many challenges Mother Nature presents. […]

It is very common to lease a vehicle. The pricing and packages for leasing vehicles have become quite competitive. You should carefully review the insurance requirements in your lease agreement. There are many requirements. Unknowingly, you could be charged thousands of dollars if you don’t understand a clause. Insurance to Protect You An auto accident can cause […]

Homeowners insurance can also be governed by the old Texas adage “everything in Texas is bigger”.Texas ranks seventh in the costliest state for homeowners insurance. The average premium for homeowners insurance is $1,863 per annum for $250,000 of dwelling coverage.Based on a comparison between quoted annual premiums from Quadrant Information Services. This is 42% more than […]

People tend to only consider life insurance when they reach their senior years. This means they might miss out on coverage and premiums that are cheaper when they’re younger. A lifetime of coverage may be available with the best life insurance that can adjust to your changing needs. Life insurance is a valuable part of financial planning if you […]

Your credit score has a direct effect on whether you are able to get car insurance and how much your monthly premium will be. Insurance companies use a numerical formula known as an insurance credit score. This score is calculated by a set formula. It takes your credit score, and other factors and shakes them up to […]

There are many types of automobile insurance that go beyond the state-mandated liability coverage. These include Medical Payments Insurance and Personal Injury Protection. This covers more than just lost wages, funeral expenses and pain and suffering. Medical Payments Insurance – This insurance covers medical expenses (for you and anyone else) that arise from your vehicle’s […]

Insurance contracts are an important part of the business world. They provide a way for parties to protect themselves from financial loss due to unforeseen circumstances. But what exactly are insurance contracts and how do they work? In this post, we’ll explore the basics of insurance contracts and how different types of policies can help […]

Obviously, everyone would prefer to pay less for their auto insurance. There are many things car owners can do in order to reduce their premiums. It is a good idea to search for an online agent who can help you find the best quote from reputable companies. Online agents have lower overheads because they don’t have to […]

Car insurance is the most popular type of insurance. Car insurance protects you, your family and your car. Although cheap car insurance is very popular these days, you need to make sure you have enough coverage. Damage to your vehicle or the car of another person could result in you having to pay more for your insurance. It […]