Category Archives: Finance Guide

Life insurance death benefits may be distributed in various ways, such as lump sum, installments or an annuity. Some permanent policies also feature cash value accumulation and nonforfeiture provisions. Policyholders often name a beneficiary who will receive the death benefit when someone passes. This enables heirs to pay outstanding debts, funeral costs and taxes before […]

Under the Affordable Care Act, all full-time employers and their dependents are mandated to offer health coverage to employees and dependents. Employers have various options available to them for providing this coverage for their employees. In this article, we’ll look at three great strategies available to small businesses: health reimbursement arrangements (HRAs), employer-sponsored plans and […]

When it comes to medical insurance, understanding the details of your policy can be a daunting task. From deductibles to premiums and so much more, there is a lot of information to digest and understand. One key piece of information you should know about is the medical insurance group number. What exactly is a medical […]

Long Term Care (LTC) insurance markets provide various forms of coverage. This may include room and board, skilled nursing care, intermediate care and custodial care as well as home health, adult day care hospice and respite care – usually paid for with premiums that will eventually be reimbursed after an agreed upon look-back period has […]

Are you thinking of signing up for Kaiser insurance? Or maybe you already have it and are just curious how much it costs each month? Either way, we have answers! Kaiser health insurance plans can range from basic coverage to more comprehensive benefits, so the cost of any plan will vary depending on what type […]

Dependent upon the nature of your incident, you may need to file multiple insurance claims at once. A good plan will make this easier while helping ensure you receive the fairest settlement. Adjusters may attempt to dismantle your claim with tactics like delaying, lowballing and gaslighting. Here are six things you should keep in mind […]

If you are in the market for a credit card, you may be exploring options to find the best one for your needs. One of the features that can really make or break a card is rental car insurance coverage. If you’re considering signing up for Capital One Venture Card, you’re likely wondering if this […]

Job security can seem like a pipedream in today’s chaotic marketplace. How can you ensure your job security in a world of stock market chaos, downsizing and layoffs? You can create employment insurance by learning to communicate effectively your personal brand at work. These are some tips to help you build your personal brand and ensure that […]

Shopping for car insurance can be a daunting task. With so many companies and policies to choose from, it can be hard to know which one is right for you. But beyond just the coverage and cost of a policy, customer service should also be a major factor in deciding which company to go with. […]

In today’s world, mobile phone insurance is essential. According to police and insurance companies, theft and loss of mobile phones has been on the rise since 2006. The latest figures show that nearly 3,500 phones have been lost or stolen from buses, trains and cafes each month, while 1,200 mobiles are damaged by water. Another 400,000 mobile […]