Category Archives: Finance Guide

Virginia flood insurance

Virginia’s picturesque landscapes, from the Chesapeake Bay and the Appalachian Mountains to the Appalachian Mountains are filled with lush greenery. Many homeowners in Virginia are at risk of flooding due to the wet conditions that allow for this stunning foliage. Your home won’t be adequately protected against these devastating events even if you have a strong homeowners […]

Insurance – Facts, Importance and Needs

Unexpected events, actions, crises, and other life storms are all part of human nature. These events can have a devastating effect on a man’s financial and physical health. This is a clear indication that there are no solutions to these problems. This is why insurance plays such an important role in protecting against the inevitable downs and ups […]

SR-22 Indiana

Drivers convicted of DUI or any other serious traffic offense in Indiana are required to obtain SR-22 insurance certifications. SR-22 insurance does not constitute insurance. It is a proof of insurance that you have met the minimum coverage requirements. The type of violation and state laws can affect the form required. SR-22 insurance is affordable in Indiana. However, […]

Cash For Crash Cheats Put Lives at Risk!

Insurance industry advocates for more proactive police involvement in combating fraudulent motor accident claims. The Insurance Fraud Bureau found that organized cash for crashes claims has decreased by 11% over the past two years. However, this was only in areas where police are heavily involved. Fraudulent claims are also rising in areas where there is still little […]

Feeling Ripped Off by Recent Price Hikes For Mortgage Payment Protection Insurance?

In April, the media commented on insurers’ massive price increases for their Mortgage Payment Protection Insurance. (Guardian 14/04/2009). This trend continues unabated. They reported that Hitachi and Cardif-Pinnacle had increased their rates by 40%. They also joined Norwich Union, who in January 2009 imposed a 30% rate hike. With the Legal and General joining the bandwagon for rate […]

Mis-Sold Payment Protection Insurance – How to Reclaim PPI When Mis-Sold on a Loan Or Credit Card

Payment Protection Insurance, also known as loan insurance, is designed to help you make monthly loan payments in the event that you become unable to do so due to illness or redundancy. Customers who misrepresent their PPI may have their debts erased and the insurance refunded. It is estimated that 85% of customers purchase protection insurance […]