Category Archives: Finance Guide

You are not required to have liability coverage if your vehicle is being financed. If you are found to be at fault in an accident, liability insurance covers you for your medical expenses and property damage. Iowa’s minimum liability insurance is 20/40/15. Your liability insurance will cover you for $20,000 in bodily injuries and $40,000 for property […]

According to the Association of British Insurers, we can expect a staggering 150% increase in the number of full-time licensed car drivers aged 70 years and older over the next 50 year. This calculation is heavily influenced by the fact that “baby boomers”, or people who have reached retirement, are living longer. The forecasts also predict […]

People who are considering entering into contractual relationships should remember to fully understand the terms of each contract. It is important for them to understand not only their position but also that of other parties in the contract relationship. They are advised that anything less than this would be to enter into a contract blindly, which can […]

It is sad to see people who are good and honest waste their hard-earned money by paying more for New York auto insurance. Even more frustrating is the fact that they could lose as much as $1000 simply because they don’t know. This article will help you understand how your New York auto insurance rates are affected […]

New laws on child restraints inside cars will be introduced in September 2006. Current laws state: – Children under 150cm tall and aged 3-11 years old are allowed to travel in an adult’s seat belt, provided that no child restraint has been fitted. The new legislation states: * Children under 135 cm and children aged […]

If you’ve been arrested for driving while intoxicated (DWI) in Texas, you may be wondering how long the consequences of such an offense will last. The truth is that a DWI can have far-reaching impacts on your life—from the legal system to your insurance premiums. In this article, we’ll take a look at how long […]

Earthquakes are a very real threat in the San Francisco bay area, and it’s important to make sure that your properties are properly insured. But how do you know which properties should be covered? This article will explore the factors to consider when determining which properties in the Bay Area should have earthquake insurance. From […]

Life insurance is an essential part of financial planning for many individuals and families, yet it can be difficult to know what type of insurance and what term length to choose. With so many options available, it can be overwhelming trying to decide which policy is best for you. In this blog post, we’ll take […]

Car insurance can be a tricky thing to navigate. According to the National Association of Insurance Commissioners, the average individual pays around $1,500 per year for auto insurance. But what most people don’t realize is that this number can vary wildly depending on factors like age, gender, and driving records. So when it comes to […]

Despite the current effort to make healthcare accessible and affordable for all, millions of Americans still do not have access to a health insurance plan. But that doesn’t mean you can’t get coverage. You just have to know where to look and how to navigate the process of buying private health insurance. In this article, […]