Category Archives: Finance Guide

It is fascinating to see trends in car insurance from the beginning of mass media and internet marketing. The following chart shows trends in the United States: A look at Pennsylvania’s premiums from 2000 to 2004, which is the most recent year for statistics. The average car insurance premium in Pennsylvania was $698.56 in 2000. This is […]

A few months back, I wrote an article titled “Equity Harvesting & CV Life Insurance!” We discussed the most common questions regarding Equity Harvesting in the article. Questions such as “Does Equity Harvesting actually work?” Is Equity Harvesting really in your best interest? Is Equity Harvesting a scam to sell cash value life insurance and make higher commissions? What Happens […]

People tend to overlook their car insurance coverage and assume that all insurance policies are the same. Although most policies cover collision, liability, and comprehensive insurance, there are many other aspects to car insurance that may be overlooked or not covered by cheaper policies. Let’s look at all the coverage options and decide which one is most […]

There are many scams associated with car insurance. They can come in many forms and can all cost you a lot. Policyholders often end up paying a lot of money to cover incorrectly charged or overpriced insurance claims. This is a way to pay a lot of money for someone else’s greed. These scams can be avoided by […]

Are you looking for home insurance in Florida? If so, you may be wondering if Amica offers home insurance in the state. It’s a valid question and one that deserves an answer. In this blog post, we’ll take a look at whether or not Amica provides home insurance in Florida. We’ll also discuss what makes […]

Over a year the office was in Jefferson Square, but it was eventually moved to better quarters in Hooker and Lent in 1907. The rapid growth of the company and the loss of records due to the disaster quickly made it clear that a permanent, fireproof office building was necessary. The company bought a beautiful hilltop […]

Direct Car Insurance allows you to purchase your insurance directly from the company, rather than through independent agents or insurance brokers. Let’s take an example to illustrate. There are two options available to you if you have pain in your joints. Either you go to a general physician who will recommend medications that will ease your pain. You […]

Slip and fall accidents involving employees and customers are one of the most important factors that have affected insurance costs for restaurant and retail establishments. Studies done by government agencies like the Centers for Disease Control (CDC) and The National Safety Council have shown this to be a well-known fact. As the baby boomers get older, the […]

Let’s be real. Do you feel excited about the idea of saving money? It does, and I can bet your bottom dollar it does. It’s hard to believe that anyone would not want to save money, particularly if it’s on discount automobile insurance. We are constantly bombarded by radio ads and infomercials promising the best auto insurance discounts. Are these offers […]

Insurance companies have always recommended that you monitor your credit score to save money on car insurance. The reason for this is that nearly 90% of insurance companies use “Risk scores” to decide who they will issue a policy, with more than 50% using these scores to determine their premiums. According to the insurance industry, there is […]