Heating bills are the largest expense during winter. People often turn to alternative heating sources to heat their homes in winter. If used incorrectly, space heaters or wood burners can cause flames, electric shock, and carbon monoxide poisoning. The National Fire Protection Association states that supplemental heating devices are responsible for two-thirds of all house fires. Make sure to […]
Category Archives: Finance Guide
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When you lose your job, whether it’s through no fault of your own or because of difficult economic times, one of the first things you may do is look for a new one. That said, when looking for a job, it’s important to be aware of the state of the economy and which industries are […]
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When you get in a car accident, the last thing you probably want to think about is the insurance adjuster. After all, they’re the people who will be determining how much money you’ll have to pay out for your damages. Unfortunately, this is not always the case. In fact, there are a number of things […]
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Many people think of real estate agents as people who are always on the lookout for new properties. However, this isn’t always the case. In fact, many real estate agents spend a lot of their time doing commercial auto insurance (CAI) work. What is CAI? Simply put, it’s insurance that real estate agents can carry […]
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An insurance binder is temporary proof of coverage while you wait for the official issuance of your homeowner insurance policy. Certain types of insurance coverage are necessary for you to purchase a home. Your insurer will issue you a home insurance binder if you don’t have standard insurance coverage. A home insurance binder, also known as bind coverage or bind coverage, is […]
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If you’re like most people, you probably have health insurance through your job. But what if you don’t? What if you’re self-employed? Or what if you only have coverage for specific medical procedures? In some cases, you may be able to add a surrogate to your health insurance plan. That said, it’s important to understand […]
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Earthquakes are a scary thing–almost everyone feels some degree of anxiety or fear when it comes to the prospect of an earthquake. After all, what if your house collapses and you’re trapped under rubble? But did you know that earthquakes can also have a negative impact on your wallet? In California, for example, earthquakes can […]
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If you work in the real estate industry, you may be wondering if real estate brokers are required to carry workers compensation insurance. In short, the answer is yes – but it depends on the state in which you work. Each state has different requirements when it comes to workers compensation, so it’s important to […]
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Car insurance is one of the most essential household items. Not only does it protect you and your vehicle in the event of an accident, but it can also help cover costs such as repairs or lost wages if you are involved in a crash. But what happens if you get into an accident that […]
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If you’re like most people, you probably don’t think much about rental houses. After all, they’re just places you stay when you vacation or move. But what if something bad happened in a rental house? For example, what if the tenant was injured in a fall and couldn’t live in their home any longer? Or […]