Category Archives: Finance Guide

U.S. wildfire statistics

The most destructive wildfires in American history The Insurance Information Institute has ranked the most costly wildland fires in America. According to its data, seven of the most destructive wildfires in California caused insured losses in excess of $1.5 billion. Camp Fire 2018, 2018: The total damages caused by the most destructive U.S. wildfire ever is estimated at […]

Can I Keep My Employer Health Insurance With Medicare?

As you may know, the Affordable Care Act (ACA) has had a tremendous impact on the healthcare industry. One of the key changes made was to prohibit employers from providing health insurance that duplicates coverage that employees receive through their Medicare benefits. This means that if you are enrolled in Medicare, your employer cannot offer […]

Primerica Company Review – Will Insurance Be the Key to Ensure Your Financial Future?

The Company and Products A Primerica review is incomplete without mentioning Arthur L. Williams. He founded the company as A. L. Williams and Associates in 1977 with the goal of changing the insurance industry. He believed that the large insurance companies sold too many add-on packages, including whole life insurance. His customers could save money by buying […]

Geico vs. Allstate: Car insurance comparison

Geico, and Allstate have been two of the most popular and largest auto insurance companies in the country. Geico was established in 1936 during the Great Depression, but it grew steadily. Warren Buffet purchased Geico in 1996 and it is now a Berkshire Hathaway Group subsidiary. With 13.5% market share in 2020, it is the second-largest car insurance company in America. Geico […]

Does homeowners insurance cover tornado damage?

The United States is home to more tornadoes than any other country, with over 1000 occurring every year. Canada is second, with only 100 tornadoes per year. While the area known tornado alley is considered the most at-risk, tornadoes can also occur in states other than these high-risk areas. Each year, the U.S. suffers an average of 10 billion […]