Category Archives: Finance Guide

Are you looking for commercial, car, house, health, life, or commercial insurance? It is possible that you will pay too much for the wrong coverage or get the wrong terminology if you don’t know what the terms mean. This guide will help you understand the terminology of insurance to ensure you get exactly what you need. General […]

Utah law requires that car insurance be purchased. At least 25/65/15 coverage is required for drivers. This includes $25,000 per person in bodily injuries coverage, $65,000 per accident bodily injury coverage, and $15,000 per accident property damage coverage. Utah is also a state that does not require drivers to have Personal Injury Protection (PIP). In Utah, the average cost […]

There’s a lot of important information on your Social Security Statement, but one term that can be confusing is “claimant’s date last insured.” What does this mean? In short, your claimant’s date last insured is the date by which you must have filed a claim for benefits in order to receive them. This date is […]

When it comes to winter weather, New York and Florida seem like polar opposites. Despite being polar opposites in terms of winter weather, the two states are forming a massive cold front to find, buy and sell affordable insurance ahead of a blizzard of Congressional reforms. Under the supervision of Governor Eliot Spitzer, one of the […]

The Down syndrome test is a blood test that can be done during pregnancy to screen for the presence of the extra 21st chromosome. This test is important because it can help expectant parents prepare for having a child with Down syndrome. The test is covered by most insurance plans, but there may be some […]

This article explains the differences in insurance companies and provides some guidelines for customers to consider when searching the internet or multiple agencies for the best insurance quotes. There are a few things you should be aware of when searching for insurance quotes in today’s market. There are your large corporations, the middle-level and private companies and businesses, which […]

VSP is the largest vision insurance company in the United States and has been in business for over 50 years. VSP offers a variety of different vision plans, all with different coverage levels and costs. To find out how much a VSP plan would cost you, first you need to decide which type of plan […]

It could be due to the recent publicized ‘holes’ in many state- and private-company pension schemes. This means that the guaranteed secure and comfortable retirement for many is no longer possible. Perhaps it’s the recent financial crisis or the mood that followed 9/11. No matter the reason, more people are looking at life insurance’s potential benefits. People are […]

You may have heard of Kemba Financial recently – they’re a new, online-only bank that’s been making waves in the industry. But one question that’s been on a lot of people’s minds is, is Kemba FDIC insured? The answer is yes! Kemba is a member of the FDIC, which means that your deposits are insured […]

Although it’s not a very exciting title for an article, I’m sure you’ll agree. All insurance companies will be implementing this change in December. It will affect almost everyone, with a particular focus on women. What is the point of it all? In 2007, the Gender Directive ruling allowed insurers to discriminate between male rates […]