Category Archives: Finance Guide

It’s no secret that the Affordable Care Act (ACA) has been a hot-button issue for years, and one of its most controversial points is the coverage of those with pre-existing conditions. But who supports or opposes this provision? In this blog post, we will take a look at who has supported and opposed ACA’s provision […]

Mortgage companies frequently include homeowners insurance payments into monthly mortgage payments through an escrow account to reduce risk to themselves by guaranteeing timely property tax and home insurance payments. At closing, insurance and property tax payments, along with private mortgage insurance (PMI), are placed into an escrow account by lenders for payment as they become […]

Scams involving car insurance are both common in rural and urban areas. They can happen at any hour of the day or night. They can happen at rush hour or on quiet roads, in sun and rain. It is important to be aware that scammers are out there looking for people just like you. It’s all about making fraudulent […]

When people talk about life insurance, liquidity is often a topic that comes up. But what exactly does liquidity mean in this context? In short, it refers to the ability to access the cash value of a life insurance policy at any time. In this article, we will examine the concept of liquidity in life […]

Every business owner wants their employees to be safe, healthy and secure. That’s why having a good workers’ compensation insurance plan is so important. But what exactly is workers’ compensation insurance? How does it work? What kind of coverage can you expect? In this article, we’ll answer all these questions and more, giving you the […]

As more young adults opt out of traditional marriage and opt for domestic partnerships instead, many insurance companies now recognize this and provide domestic partner health coverage. As with getting married, having a new fiance typically constitutes an important life event that triggers a 60-day special enrollment period for Blue Cross or Blue Shield plans. […]

Gap Insurance can save you thousands of dollars if you are involved in a serious accident or your car is stolen. Gap Insurance can also be called “totaled” or stolen car insurance. Gap Insurance is a way to close the gap between your auto insurance company’s payment if your vehicle is stolen or totaled and your […]

It’s hard to know how much a medical procedure will cost without insurance – especially when it comes to tests like blood tests. Blood tests can provide a comprehensive look at your health, giving you valuable insight into any underlying conditions. But without insurance, the cost of such tests can be daunting. In this blog […]

Motorcycles are great fun, but they also come with certain risks. That’s why it’s important to make sure you have the right kind of motorcycle insurance. Motorcycle insurance can help protect you against financial losses if you’re involved in an accident or your bike is damaged or stolen. It’s a good idea to assess the […]

Major medical health insurance policies typically feature lengthy terms and comprehensive coverage. Their premium costs tend to be more costly than short-term plans that qualify as minimum essential coverage under the ACA. Thankfully, the Affordable Care Act (ACA) has helped moderate some of the volatility associated with premium costs for comprehensive plans; but many factors […]