Category Archives: Finance Guide

Health insurance is a complex system that can be difficult to understand. One of the most confusing aspects regarding health insurance is the concept of lifetime caps. What exactly are lifetime caps and how do they affect you? In this blog post, we’re going to explore what lifetime caps are and how they affect your […]

If you’re new to Medigap insurance, also called Medicare Supplement insurance, there are a few things you should know. Medicare Supplement insurance is designed to work alongside Original Medicare (Parts A and B). It can help cover some of the out-of-pocket costs that aren’t covered by Original Medicare, like copayments, coinsurance, and deductibles.  There are […]

If you’re looking for health insurance in North Carolina, you may be wondering if UHC health insurance is accepted. The good news is that UnitedHealthcare (UHC) is a major provider of medical coverage in the state and has a wide network of providers. But there are some important details to consider before you sign up […]

It’s no secret that mental health is an important part of our overall well being. Unfortunately, it’s often overlooked and not given the same level of attention as physical health. With that said, it’s essential to ensure we take the necessary steps to look after our mental health – especially in times of stress or […]

AM Best ratings may be mentioned when researching insurance companies. You may find particular rating information on a carrier’s website or in a review about a particular company. The AM Best rating scale does not provide much information about an insurance company, but it is more than just a letter grade. AM Best ratings are an industry standard […]

In 2019, there were 125 267 reported traffic accidents. Drunk driving and speeding were the most common causes of fatalities, accounting for more than 30% of all crashes. Insurance companies consider high-risk drivers who have had a DUI, multiple accidents or speeding tickets on the driving record. High-risk drivers in Pennsylvania typically pay higher rates and may not […]

Insurance is a complicated topic, and for many people it can be a daunting task to understand how to apply their policy when they have multiple policies from different insurers. When you have two policies, it’s important to know which one is primary and which one is secondary in order to ensure you are receiving […]

Ketamine is a medication that has been gaining traction recently, both in the medical and recreational worlds. It has been used to treat depression, anxiety, PTSD, and other mental health conditions. But does insurance cover ketamine? The answer may not be as straightforward as you’d think; it depends heavily on the type of insurance plan […]

Silent Hill 3 is an iconic horror game that has inspired countless others since its release in 2003. It follows the protagonist, Heather Mason, as she discovers the dark secrets of Silent Hill. But one of the puzzles players are met with when playing is the dreaded Life Insurance Room. This room is filled with […]

Medicare Part B is a federal program that provides health coverage to seniors, people with disabilities, and other qualifying individuals. It can be an invaluable resource if you are elderly or have a disability that requires you to access medical services. But what happens when you have private insurance? Do you still sign up for […]