Category Archives: Finance Guide

Homeowners insurance provides peace of mind and financial protection. However, many homeowners wonder whether or not their policy covers damage caused by vandalism. Good news: Most standard homeowners policies cover vandalism as an insured peril. The key is understanding your specific policy’s coverage and taking proactive steps to secure your property. What Is Covered? Vandalism […]

In South Dakota, the average cost for car insurance is $1642 per annum for full coverage and $275 for minimal coverage. While premiums in South Dakota are lower than in the United States overall, insurance rates for car coverage are determined using a variety of factors. Your premium may differ from the average state premium. Quadrant Information Services […]

How to save money on life insurance * Forget about cancer insurance. It is better to invest your money in comprehensive health policies. * Do not purchase Mortgage Life Insurance – This policy is three to five times more expensive than comparable term-life insurance. * Do not neglect ID theft insurance. It will not repair […]

Nothing marks growing up more vividly than receiving one’s driver’s license, a momentous event which often causes parents equal amounts of joy and fear. Assuming you live in a state where mandatory car insurance coverage exists for teens isn’t automatically necessary; rather, this decision depends on both you and your insurer. It’s Not Necessary No […]

Insurance can be costly so it is important to save as much money as possible. This thought is common among Americans who have filed taxes over the years. While it makes sense to ask if car insurance can be tax-deductible, it can be complicated to claim car insurance on taxes. Most people won’t be able to deduct their […]

Everyone has a life insurance policy, but few people know how to sell it. This is surprising, as selling life insurance is one of the simplest and most lucrative activities you can do. In this blog post, we will teach you everything you need to know about selling life insurance. We’ll discuss different types of […]

In this modern age, insurance is an essential necessity. But we should also make every effort to spend wisely. This is one way to make sure we get the best value for our money. These are a few tips that can help you save big on your insurance. 1. You will get a lower rate if you pay your […]

Condo insurance protects personal belongings and pays for repairs should disaster strike, but how much coverage do you require? Your dwelling (sometimes known as building property coverage) depends on three key variables. They include whether or not you still owe on a mortgage loan, the cost of labor and materials in your area and any […]

News flash: Insurance companies punish people who break traffic laws. How? By hiking your auto insurance quotes. Although the rates and the duration of each premium change can be very different, neither the insurance companies or the local law will take offense to any infractions. There are some things you should do when driving that will make it […]

When you die, your loved ones will likely receive a life insurance policy as part of your estate. This policy allows your loved ones to receive money if you die before they do. However, what happens if you don’t have any life insurance? In this blog post, we will explore the tax implications of not […]