Category Archives: Finance Guide

There are various auto policies available to cover the expenses resulting from hit-and-run accidents, including uninsured motorist coverage for property damage (UM PD), personal injury protection or medical payments coverage and collision. Medical payments and PIP coverage may not be available in all states and a deductible may apply; UM/UIM and collision coverage is often […]

You can choose from several insurance coverages in your property insurance policy. Personal liability insurance protects you from injuries that may occur at your apartment or home. Personal liability insurance is often well-worth it, regardless of whether you own or rent. What is personal liability insurance? Many homeowners and condo renters insurance policies include personal responsibility coverage. This provides financial […]

Most life insurance policies aren’t tax deductible as the IRS considers them personal expenses; however, there are exceptions; for instance, premiums paid by an employer for group life policies may be deducted; also some permanent policies provide tax advantages like an untaxed death benefit and tax-deferred growth of cash value. Taxes Though many individuals and […]

Insurance may seem intimidating for those unfamiliar with it, as its terminology and jargon can seem like indecipherable legalese. Insurance offers many opportunities for those seeking a rewarding and financially stable career path, and the following tips will assist in making that dream of becoming an insurance professional a reality. Education and Training If you […]

A strange phenomenon occurred in Connecticut. While traffic fatalities have increased, there has been an 50% drop in Connecticut traffic since the coronavirus pandemic. It is important to be cautious for those who drive less and work from home more. Connecticut drivers looking for car insurance will find that the average cost for coverage is $794 for basic insurance […]

As part of the Affordable Care Act, it became illegal for health insurance companies to deny coverage based on sexual orientation or gender identity; however, policies and requirements can differ widely depending on each policy provider. Private insurers may require letters from healthcare professionals certifying the medical necessity of gender affirmation surgery before providing coverage […]

Allergies are a prevalent health condition that often results in symptoms like runny nose, itchy skin and watery eyes, as well as more serious adverse reactions that could even be life-threatening. Allergy testing can identify which allergens may be triggering such reactions and help diagnose their source. Allergists carefully tailor allergy tests to each individual, […]

There are many factors that affect the cost of auto insurance for New Mexico. The Land of Enchantment drivers typically pay lower rates than the national average. They are charged $385 annually for minimum coverage, and $1,419 for full coverage. What is the cost of New Mexico car insurance? There are many factors that affect auto insurance […]

It is important to realize that any type of charity, whether voluntary or not-for-profit, could save money on their liability and charity insurance premiums. Help could be available for everyone, from registered charities with hundreds of employees to smaller community and volunteer groups. These simple, but effective tips will help you save money on your charity […]

Selecting an insurance provider carefully is key when looking for employment in life insurance. A reliable insurer will offer both affordable premiums and outstanding customer care services. NerdWallet conducted research into New York-based life insurance providers that sold life policies, and conducted an evaluation based on employee satisfaction data, industry rankings and complaints with state […]