Category Archives: Finance Guide

Can You Get Renters Insurance Without A Lease?

Tenants frequently believe their landlord’s property insurance will protect them against theft, fire and other forms of damages; however, this often is not the case. Renters insurance is an essential policy designed to protect tenants’ personal belongings and provide liability protection. Even if not listed on their lease contract, renters insurance should still be obtained […]

Wyoming car insurance laws

Wyoming drivers need financial protection from car insurance, whether they are driving through Wyoming’s wide open spaces, Yellowstone National Park, Cheyenne, or on treacherous terrain during severe winter weather. According to the Insurance Information Institute, more than 419,000 drivers were on Wyoming’s roads in 2018, with 111 fatalities. However, local reports show that this number increased by nearly one-third in the […]

Windstorm insurance

Wind can be one the most destructive forces of nature. High winds can cause severe weather conditions in the United States, including tornadoes, thunderstorms, and hurricanes. It is crucial to have the right insurance coverage in place to protect your financial security in case your home is damaged by windstorms. Windstorm insurance is coverage that many homeowners insurance policies include, […]

Do I Need Title Insurance When Buying A Home?

Title insurance can be one of the more complex costs buried within the maze of paperwork received during loan closing. Lenders typically require lender’s title insurance policies; however, homeowners may purchase an owner’s policy at closing as well. Both types of title insurance incur a fee that’s usually included as part of a buyer’s closing […]

Out-of-state car insurance

Car insurance protects drivers from financial loss if they are involved in an accident. There are many factors that can impact the outcome of an accident. Your insurance company will need information about the accident. This includes the details of the vehicle’s damage, the location and the person responsible. Your insurer might even ask you if the accident occurred […]