Category Archives: Finance Guide

How Much Auto Insurance Terminology Do You Really Know?

Is your agent fluent in English? It’s possible you might believe so, until you take a look at your auto insurance policy. It can be difficult to discern the English from the legal-ese, insurance-ese and big-word-ese that is mixed up in most policies. This makes it difficult for average drivers to understand the policy without having a […]

How a speeding ticket impacts your insurance in California

Like most companies, insurance companies in California view speeding tickets in California as risky behavior. If you are cited for speeding in the Golden State, your premium will increase. Understanding how your insurance premium could rise and what you can do to lower it may help you prepare for the consequences of a speeding ticket. To help […]

Steps to Cut Down Car Insurance Costs For Seventeen Year Olds

For seventeen-year-old drivers, getting insurance that covers all the necessary coverage can lead to high insurance costs. Seventeen is a challenging age. This is because teenagers are turning into adults. Teenagers may not have the same experience or skill as older drivers. There are steps that can be taken to reduce car insurance costs for 17-year-old […]

Hit-and-run insurance

Hit-and-run refers to an accident in which the at-fault party flees the scene after striking a pedestrian, another vehicle or stationary object. In the United States, a hit-and-run occurs every minute. It is crucial to know what your auto insurance covers, and how it could affect your premiums if you are left with the aftermath of a hit-and […]

The New Jersey Assigned Risk Plan

Over the years, the rate of traffic crashes in New Jersey has been increasing. New Jersey saw more than 6,000,000 drivers in 2019, so it’s not surprising that there were over 200 000 accidents in 2019. The New Jersey Assigned Risk Plan was created to address these concerns. This plan was created to ensure that high-risk drivers with poor credit are insured. […]