Category Archives: Finance Guide

Captive management is a business strategy used by insurance companies to manage their investments. It involves the company owning or leasing a property and managing it single-handedly. The company retains full control of all facets of the property, including its occupancy, operations, and maintenance. This type of management allows insurance companies to take advantage of […]

We are all good citizens. To protect ourselves in the event of an accident, we purchase liability insurance. There are two types of coverage: minimum and maximum. You are purchasing this insurance to not only comply to the law but also to protect yourself and your assets in the event you cause an accident with a […]

Christmas is the holiday to give gifts to those you love and care about, eat delicious meals and spend time with family and friends. Preparation is the key to all the joy and happiness. For some, it can be a tedious task. Navigating Christmas traffic through carparks can be stressful. But, we have some great tips to […]

It’s the worst thing that has happened. It’s almost the worst. Your child calls you to let you know that he was driving on his own. “Uh…hello mom. “I was in an accident.” Your child was able call you, but you need to ask “Are your okay?” You start to wonder about other possible participants. “Was there anyone […]

When you get into a car accident, the last thing you want is to deal with the hassle of filing a claim. Fortunately, most states have laws that protect drivers in case of an accident. These laws dictate how long a claim can stay on your car insurance policy and what actions you need to […]

If you’ve ever rented a car, you know that it can be expensive. Not only are the rates high, but you also have to worry about things like insurance. Unfortunately, not all rental cars are covered by your standard car insurance policy. To make sure your car is covered while you’re driving it, read our […]

Handing a teenager the keys of a motor vehicle is one of the most stressful moments for parents. They know they are allowing their child to use a piece that can be used as a tool for independence or a weapon. This time will be difficult for all parents. The best thing you can to do to […]

A lot of people buy cars without fully understanding the consequences. Consider buying a car without insurance: what if you get into an accident and the other driver doesn’t have insurance? What if you need to use your car for work but don’t have the proper insurance? There are a lot of risks when it […]

When you hit a pothole, your car starts to shudder and the damage is evident. Congestion on the roads isn’t the only thing causing havoc; accidents happen, too. And when these accidents happen, who pays for the damages? The answer is insurance. And in many cases, when a car is totaled, the insurance company will […]

An old and well-known samurai belief states, “Fear not only the weapon but also the hand that uses it.” This principle also applies to transportation. Vehicular accidents may result from road hazards, natural disasters, defective car parts, bad driving or worse, bad drivers. Drivers with bad attitudes can cause accidents by being greedy, short-tempered, or selfish. The old samurai […]