Two car accidents per hour are caused by distracted driving in South Carolina. According to the Insurance Institute for Highway Safety, South Carolina has the #1 fatality rates for every 100 million miles driven in 2019. High-risk drivers may have higher premiums if they are convicted of speeding or DUI, have lapsed coverage, or have an at-fault car accident. It can […]
Category Archives: Finance Guide
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Nov
Nov
One of the most common questions people have is whether or not they can buy a private health insurance policy. After all, when you’re on your own, it makes sense to have some form of protection. Is buying a private health insurance policy really as simple as filling out some forms and clicking “buy”? Actually, […]
05
Nov
Nov
All 50 states require that drivers have insurance. This means you might be faced with the decision of purchasing your first policy, or switching providers. It is important to take care when buying insurance. You might be overwhelmed by all the benefits and prices offered by each company as you shop around for the best insurance policy. These […]
05
Nov
Nov
When you buy a life insurance policy, you’re probably thinking about the benefits it will provide in the event of your death. But what about if you pass away while employed by your employer? Do they have to pay taxes on the policy? The answer is surprisingly complicated, and depends on a few factors. In […]
05
Nov
Nov
When a new baby is born, it’s filled with energy and excitement. But as that new bundle of joy begins to grow and develop, there are a few important things to take care of. One of those things is ensuring that your baby has insurance in case something goes wrong. In this blog post, we […]
05
Nov
Nov
Many people consider automobile insurance a “necessary evil”, and feel they won’t use it. This is a good thing, as an accident could cause you to become seriously injured and require a long recovery period. People tend to want the lowest possible insurance and the lowest prices. These are common mistakes in auto insurance. 1. Assuming that you […]
05
Nov
Nov
Everyone’s situation is different, so it’s hard to generalize about how much insurance you should have. But in general, here are some factors to consider: -Your annual income -The value of your assets -The type of property you own -The amount of time you plan on staying in your home -Your deductible What is Personal […]
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Nov
Nov
Pregnancy is an amazing time in a woman’s life. It’s a time of joy and excitement, and it can be one of the most challenging times of your life. And if you’re pregnant, that means you’re also taking on a huge financial responsibility. What should you do to ensure you have the best possible insurance […]
05
Nov
Nov
Health insurance is one of the most important things you can have in your life. Not only does it provide coverage for major medical expenses, but it can also protect you from financial ruin if something unexpected happens. Unfortunately, health insurance is not as affordable as it used to be. In fact, many people are […]
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Nov
Nov
Cash surrender value of term life insurance is the amount that the policyholder can receive by surrendering the policy. This value will be based on the age of the policyholder, the term of the policy, and whether or not the policy is fully insured. What is Cash Surrender Value (CSV) of Term Life Insurance? Cash […]